Mortgage Banker - Retail

Commerce Bancshares
Houston
Workplace: HybridFull timeUSD 22,890 - 38,850 annuallyFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: associatesSkills: ["Customer focus","Collaboration","Attention to detail","Interpersonal communication","Self-starter"]

Originate home loans by driving new sales within an assigned lending territory and growing market share. Build a referral network with partners such as realtors and builders, and visit Commerce branches weekly to meet customers and discuss mortgage products. Manage the end-to-end production pipeline—pre-underwrite, collect documentation, coordinate with fulfillment/operations, and keep borrowers and referral partners informed to support timely closings.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Commerce Bancshares
Commerce Bancshares
2 months ago

Mortgage Banker - Retail

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 36 minutes agoStatus: Live

Job Summary

Originate home loans by driving new sales within an assigned lending territory and growing market share. Build a referral network with partners such as realtors and builders, and visit Commerce branches weekly to meet customers and discuss mortgage products. Manage the end-to-end production pipeline—pre-underwrite, collect documentation, coordinate with fulfillment/operations, and keep borrowers and referral partners informed to support timely closings.
Location: Houston
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Originate home loans and drive new sales within an assigned lending territory to grow market share
  • •Build and maintain relationships with internal and external referral partners to grow a book of business
  • •Visit Commerce branches within assigned geography weekly to meet customers and Commercial Bankers
  • •Manage production pipeline and documentation collection while coordinating with fulfillment teams and communicating between borrowers and referral partners
  • •Pre-underwrite and analyze applications to determine eligibility, provide financing options across FHA/VA/Conv/HELOC, and ensure compliance with applicable regulations

Pay and Benefits

Salary: USD 22,890 - 38,850 annually
Perks:Health InsuranceDentalVision401kLife InsurancePaid LeavePaid PersonalLearning Budget

Key Requirements

  • •3+ years lending experience required
  • •Associates degree in business management/finance (or equivalent education and experience) required; Bachelor’s preferred
  • •Intermediate knowledge of mortgage products
  • •Strong credit risk analysis and loan origination skills
  • •Basic proficiency with Encompass, Blend, Microsoft Office Suite, Optimal Blue, and Total Expert (preferred)
Experience:3+ yearsMortgage lending
Education:Associate's in business management/finance
Skills:Customer focusCollaborationAttention to detailInterpersonal communicationSelf-starter
Licenses:Driver's license
Tech Stack:EncompassBlendMicrosoft Office SuiteOptimal BlueTotal Expert

Company Brief

Commerce Bancshares
Provides commercial, retail, wealth management, and payment services through its regional banking operations. Commerce Bancshares serves individuals, businesses, and institutions across the Midwest with deposit accounts, lending, treasury, and card solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Kansas City, United States
Founded: 1865
WebsiteLinkedIn