Manager, Data Scientist - Credit Review

Discover Financial
Charlotte, Richmond, New York, Plano
Workplace: OnsiteFull timeUSD 197,300 - 225,100 annuallyFunction: Data Science & Machine LearningExperience: 1-6 yearsSkills: ["Interpersonal communication","Innovation","Problem-solving","Data-driven decision-making","Cross-functional collaboration"]

Lead Credit Review Models Data and Innovative Solutions work to defend the company against model failures and improve decision-making at enterprise scale. Build and challenge statistical and machine learning models using technologies like Python, AWS, Spark, H2O, and Cona, translating complex analytics into business goals. Partner with data science, credit risk, and product leaders to deliver customer-impacting solutions and continuously evaluate emerging methods.

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Discover Financial
Discover Financial
1 month ago

Manager, Data Scientist - Credit Review

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Last checked: 2 hours agoStatus: Live

Job Summary

Lead Credit Review Models Data and Innovative Solutions work to defend the company against model failures and improve decision-making at enterprise scale. Build and challenge statistical and machine learning models using technologies like Python, AWS, Spark, H2O, and Cona, translating complex analytics into business goals. Partner with data science, credit risk, and product leaders to deliver customer-impacting solutions and continuously evaluate emerging methods.
Location: Charlotte, Richmond, New York, Plano
Workplace: Onsite
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Leverage Python, Conda, AWS, H2O, Spark, and related tools to extract insights from large volumes of numeric and textual data.
  • •Build statistical and machine learning models that challenge models in production.
  • •Translate the complexity of data science work into tangible business goals.
  • •Partner with cross-functional teams of data scientists, credit risk experts, and product managers to deliver customer-focused products.
  • •Continually research and evaluate emerging technologies and state-of-the-art methods for application in the team’s work.

Pay and Benefits

Salary: USD 197,300 - 225,100 annually

Key Requirements

  • •Bachelor’s degree in a quantitative field plus 6 years of data analytics experience, or a Master’s degree (or MBA with quantitative concentration) plus 4 years, or a PhD plus 1 year (degree expected by the scheduled start date).
  • •At least 1 year of experience leveraging open source programming languages for large-scale data analysis.
  • •At least 1 year of experience working with machine learning.
  • •At least 1 year of experience utilizing relational databases.
Experience:1-6 yearsFintechCredit riskMachine learning
Skills:Interpersonal communicationInnovationProblem-solvingData-driven decision-makingCross-functional collaboration
Tech Stack:PythonCondaAWSH2OSparkScalaROpen-sourceMachine learningStatistical modelingRelational databasesClusteringClassificationSentiment analysisTime seriesDeep learningConfusion matrixROC curvePredictive modeling

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn