Senior Analyst, Credit Risk Strategy

USAA
Charlotte
Workplace: HybridFull timeUSD 127,310 - 243,340 annuallyFunction: Strategy & Corporate DevelopmentExperience: 6+ yearsEducation: bachelorsSkills: ["Communication","Presentation","Critical thinking","Research","Mentoring","Problem-solving","Judgement"]

Develop and deliver credit risk strategies for card, consumer, and deposits portfolios, optimizing growth within risk appetite. Own operational and compliance risk impacts of the strategies and monitor internal/external factors that affect performance. Use advanced quantitative analysis, SQL/SAS-based data work, and financial risk sensitivity testing to inform recommendations to senior decision makers and committee oversight, including building credit strategy infrastructure and mentoring analysts.

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FursaFursa
USAA
USAA
1 day ago

Senior Analyst, Credit Risk Strategy

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Develop and deliver credit risk strategies for card, consumer, and deposits portfolios, optimizing growth within risk appetite. Own operational and compliance risk impacts of the strategies and monitor internal/external factors that affect performance. Use advanced quantitative analysis, SQL/SAS-based data work, and financial risk sensitivity testing to inform recommendations to senior decision makers and committee oversight, including building credit strategy infrastructure and mentoring analysts.
Location: Charlotte
Workplace: Hybrid
Employment Type: Full time
Job Function: Strategy & Corporate Development
Seniority: Mid level

Key Responsibilities

  • •Develop and deliver credit risk strategies for card, consumer, and deposits credit portfolios within risk appetite.
  • •Own operational and compliance risk inherent in credit strategy, and ensure risks are identified, measured, monitored, and controlled per policy.
  • •Track and monitor internal and external factors impacting credit strategy performance and credit risk exposure using risk taxonomy.
  • •Perform complex financial risk sensitivity analysis and advanced quantitative analysis to support risk/financial reporting for senior management and committees.
  • •Create and manage credit strategy infrastructure, analyze credit data, and mentor other analysts on analytics and risk management.
Travel: Low travel

Pay and Benefits

Salary: USD 127,310 - 243,340 annually
Perks:Health InsuranceDentalVision401kPensionLife InsuranceParental LeavePaid LeaveVolunteer Hours

Key Requirements

  • •Bachelor’s degree in Business Management, Finance, Economics, Engineering, or a Mathematical discipline; or 4 years of related experience may substitute for degree.
  • •Minimum 6 years’ experience in an analytical field or leading analytical projects, advanced analytics, risk assessments, or bank credit risk data.
  • •Experience in financial analysis activities to support risk strategy.
  • •Strong understanding of banking regulations, risk, and/or compliance.
  • •Advanced skills in Microsoft Office (especially Excel, Word, PowerPoint) and data analysis tools including SQL and SAS (or similar BI/analysis tools).
Experience:6+ yearsBank credit riskConsumer credit risk analyticsCardAuto loansPersonal loansDeposits
Education:Bachelor's
Skills:CommunicationPresentationCritical thinkingResearchMentoringProblem-solvingJudgement
Tech Stack:Microsoft OfficeExcelWordPowerPointSQLSASSPSVisual BasicExperian SandboxLexis Nexis

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn