Staff Software Engineer - Credit Insights

Plaid
New York
Workplace: HybridFull timeUSD 207,600 - 273,600 annuallyFunction: Software EngineeringSkills: ["Technical leadership","Mentoring","Architectural decision-making","Cross-functional collaboration"]

Define the future architecture of credit insights products and drive an ambitious roadmap for Plaid’s Credit Decisioning platform. Own the systems that power cashflow-based insights at huge scale—covering online feature serving and API request paths as well as offline production pipelines for model training. Partner closely with Product, Data Science, and Machine Learning to productionize new insights, while mentoring engineers and shaping engineering execution and culture.

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Plaid
Plaid
1 day ago

Staff Software Engineer - Credit Insights

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Last checked: 12 minutes agoStatus: Live

Job Summary

Define the future architecture of credit insights products and drive an ambitious roadmap for Plaid’s Credit Decisioning platform. Own the systems that power cashflow-based insights at huge scale—covering online feature serving and API request paths as well as offline production pipelines for model training. Partner closely with Product, Data Science, and Machine Learning to productionize new insights, while mentoring engineers and shaping engineering execution and culture.
Location: New York
Workplace: Hybrid
Employment Type: Full time
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Lead technical architecture and execution across credit insights products, including data fetching and online feature serving for API requests and offline production pipelines for model training.
  • •Scale and evolve the architecture to support an expected ~100x increase in load.
  • •Collaborate with Product, Data Science, and Machine Learning partners to develop and scale insights products for credit underwriting use cases.
  • •Mentor engineers and contribute to a strong, inclusive team culture.
  • •Define and execute against the product roadmap for credit insights products.

Pay and Benefits

Salary: USD 207,600 - 273,600 annually
Perks:Health InsuranceDentalVision401k

Key Requirements

  • •Strong experience building and scaling backend products.
  • •Strong technical leadership skills, including mentoring peers, leading projects, and driving architectural decisions.
  • •Proven success building and maintaining production systems that serve and support ML models in both online and offline settings, working closely with data science or ML teams.
  • •Demonstrated ability collaborating with cross-functional stakeholders across engineering.
  • •Nice-to-have: experience working in the credit or lending space.
Experience:CreditLendingMachine learningFintech
Skills:Technical leadershipMentoringArchitectural decision-makingCross-functional collaboration

Company Brief

Plaid
Provides APIs that enable applications to connect with users’ bank accounts, verify financial data, and power payment and account verification workflows for fintechs and financial services companies.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Funding: Series D
Headquarters: San Francisco, United States
Founded: 2013
WebsiteLinkedIn