UMB Financial

4 weeks ago

Business Banking Underwriter

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 5 hours agoStatus: Live

Job Summary

Analyze and decide credit for small business and middle-market commercial clients in line with UMB policies and federal regulations. Prepare cash flow, capital, and collateral analyses, spread and review financial statements, and complete underwriting within service-level agreements. Use bank systems to process loans and communicate decisions, manage a pipeline of credit requests, and work with associates to support loan closings while staying current on lending policy changes.

Location: Kansas City

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Analyze and underwrite credit requests for small business and middle-market commercial clients per UMB policies and federal regulations.
•Complete cash flow, capital, and collateral analysis and spread/analyze financial statements for credit decisions.
•Utilize bank systems to process loans and finalize loan proposals.
•Communicate underwriting decisions within SLA benchmarks and support loan closings with bank associates.
•Manage credit pipeline, prioritize incoming requests and tasks, and stay current on lending and other bank policies.

Pay and Benefits

Perks:Paid Leave401kAnnual BonusHealth InsuranceDentalVisionPaid HolidaysLearning BudgetGym MembershipParental Leave

Key Requirements

•Bachelor's degree with emphasis in business, marketing, or finance.
•2 years of experience in commercial lending or a related banking field.
•Proficiency with MS Office (Word, PowerPoint, and Excel).
•Excellent written and verbal communication and strong interpersonal relationship-building skills.
•Ability to analyze and review loan applications and understand accounting principles and financial statements to drive profitable underwriting decisions.

Experience:2+ yearsCommercial lendingBanking

Education:Bachelor's in business, marketing or finance

Skills:CommunicationInterpersonal skillsRelationship buildingAnalytical thinking

Tech Stack:MS OfficeWordPowerPointExcel

Company Brief

UMB Financial

UMB Financial is a diversified financial holding company offering commercial banking, treasury management, payment solutions, trust services, and asset servicing. It serves businesses, institutions, and individuals through banking and financial products across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Kansas City, United States

Founded: 1913

Website LinkedIn

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UMB Financial

4 weeks ago

Business Banking Underwriter

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 5 hours agoStatus: Live

Job Summary

Location: Kansas City

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Mid level

Key Responsibilities

•Analyze and underwrite credit requests for small business and middle-market commercial clients per UMB policies and federal regulations.
•Complete cash flow, capital, and collateral analysis and spread/analyze financial statements for credit decisions.
•Utilize bank systems to process loans and finalize loan proposals.
•Communicate underwriting decisions within SLA benchmarks and support loan closings with bank associates.
•Manage credit pipeline, prioritize incoming requests and tasks, and stay current on lending and other bank policies.

Pay and Benefits

Perks:Paid Leave401kAnnual BonusHealth InsuranceDentalVisionPaid HolidaysLearning BudgetGym MembershipParental Leave

Key Requirements

•Bachelor's degree with emphasis in business, marketing, or finance.
•2 years of experience in commercial lending or a related banking field.
•Proficiency with MS Office (Word, PowerPoint, and Excel).
•Excellent written and verbal communication and strong interpersonal relationship-building skills.
•Ability to analyze and review loan applications and understand accounting principles and financial statements to drive profitable underwriting decisions.

Experience:2+ yearsCommercial lendingBanking

Education:Bachelor's in business, marketing or finance

Skills:CommunicationInterpersonal skillsRelationship buildingAnalytical thinking

Tech Stack:MS OfficeWordPowerPointExcel

Company Brief

UMB Financial

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Kansas City, United States

Founded: 1913

Website LinkedIn