Senior Credit Risk Manager

Tala
India
Workplace: RemoteFull timeFunction: Legal, Risk & ComplianceExperience: 6+ yearsEducation: bachelorsSkills: ["SQL","Python","Communication","Problem-solving","Teamwork"]

Lead Tala's Expansion Markets risk function by owning risk performance, strategy development, and underwriting decisions across growth D2C markets and partnerships. Translate portfolio insights into actionable decisions with Product and Data Science, influencing credit policy, model calibration, and roadmap priorities for a globally distributed team.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Tala
Tala
1 month ago

Senior Credit Risk Manager

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 22 hours agoStatus: Live

Job Summary

Lead Tala's Expansion Markets risk function by owning risk performance, strategy development, and underwriting decisions across growth D2C markets and partnerships. Translate portfolio insights into actionable decisions with Product and Data Science, influencing credit policy, model calibration, and roadmap priorities for a globally distributed team.
Location: India
Workplace: Remote
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Own and communicate credit risk strategy for Expansion Portfolio, monitoring portfolio health across the full customer lifecycle and translating findings into concrete actions
  • •Lead underwriting strategy for partnership pilots and ongoing risk management for Tala's B2B2C portfolio, including data evaluation and policy integration
  • •Collaborate with Product and Data Science to turn risk priorities into decisioning improvements, model calibration, and A/B test design
  • •Develop and refine credit policies tailored to partnership structures while considering data availability, regulatory environment, and customer profiles
  • •Provide concise portfolio updates to leadership, Finance, and Capital Markets to inform strategic decisions

Key Requirements

  • •6+ years of unsecured consumer lending experience with hands-on ownership of portfolio performance in a high-volume, data-driven environment
  • •Ability to develop and execute credit strategies balancing growth and risk (approval policy, pricing, limits, portfolio segmentation)
  • •Experience with partnership or B2B2C lending; comfortable adapting underwriting frameworks to non-standard data environments
  • •Strong analytical foundation; comfort with ambiguity and indirect data signals when direct data is unavailable
  • •Proactive, inquisitive approach to identifying and surfacing emerging risks and opportunities; clear, precise communicator for both technical and non-technical audiences
Experience:6+ yearsFintechCreditLending
Education:Bachelor's
Skills:SQLPythonCommunicationProblem-solvingTeamwork
Tech Stack:SQLPythonData analysisMachine learning

Company Brief

Tala
Provides mobile-first financial services and credit to underserved consumers in emerging markets using alternative data and machine learning to underwrite microloans, payments, and savings products via a smartphone app.
Industry: Lending
Company Size: Large (251 to 1,000 employees)
Growth: Scaleup
Funding: Series E+
Headquarters: Santa Monica, United States
Founded: 2011
Website