Credit Analyst

Abu Dhabi Islamic Bank
Sharjah
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditSkills: ["Communication","Analytical skills","Attention to detail","Team spirit","Risk awareness"]

Review and process retail finance applications for completeness, timeliness, and accuracy, preparing error-free credit documentation. Apply de-duplication and compliance policies while monitoring turnaround times and risk ratings. Analyze bank and applicant financial statements, assess customer status, and support daily underwriting targets and monthly budget goals. Escalate cases requiring higher DP with recommendations, and contribute to continuous process and system improvements to strengthen branch and DSU internal customer support.

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Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
21 hours ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live

Job Summary

Review and process retail finance applications for completeness, timeliness, and accuracy, preparing error-free credit documentation. Apply de-duplication and compliance policies while monitoring turnaround times and risk ratings. Analyze bank and applicant financial statements, assess customer status, and support daily underwriting targets and monthly budget goals. Escalate cases requiring higher DP with recommendations, and contribute to continuous process and system improvements to strengthen branch and DSU internal customer support.
Location: Sharjah
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review proposed finance applications for completeness and timeliness, flag exceptions for correction, and prepare error-free credit documents.
  • •Apply de-duplication and adhere to agreed turnaround times while ensuring compliance policies and satisfactory risk ratings.
  • •Analyze bank statements for genuineness, continuity, business turnover, cheque returns, average balances, and signs of artificial fabrication.
  • •Analyze applicants’ financial statements and comment on findings where required; check customer status through de-dupes/CBRB.
  • •Support underwriting activities and daily targets with minimal errors, escalate higher DP cases with full analysis and recommendations, and recommend system/process improvements in compliance with policies.

Key Requirements

  • •3+ years of practical banking experience, preferably in finance and credit.
  • •Strong credit and analytical skills with knowledge of retail banking credit products and services.
  • •Detailed knowledge of ADIB’s retail credit and operational policies and procedures.
  • •Knowledge of UAE banking practices, regulations, and risks.
  • •Good communication and computer skills.
Experience:BankingRetail bankingFinanceCredit
Skills:CommunicationAnalytical skillsAttention to detailTeam spiritRisk awareness

Eligibility

Nationality:UAE National

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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Glassdoor: 3.5
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