Credit Analyst

Abu Dhabi Islamic Bank
Al Ain
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsSkills: ["Communication","Analytical skills","Attention to detail","Team spirit","Risk awareness"]

Review and process proposed finance applications for completeness, accuracy, and timeliness while adhering to agreed TAT and credit risk policies. Examine credit documents and bank statements for genuineness and continuity, analyze financial statements where needed, and check customer status using de-dupes/CBRB. Meet daily underwriting targets with low errors, escalate higher-decision cases with recommendations, and support continuous process and system improvements.

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FursaFursa
Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
21 hours ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live

Job Summary

Review and process proposed finance applications for completeness, accuracy, and timeliness while adhering to agreed TAT and credit risk policies. Examine credit documents and bank statements for genuineness and continuity, analyze financial statements where needed, and check customer status using de-dupes/CBRB. Meet daily underwriting targets with low errors, escalate higher-decision cases with recommendations, and support continuous process and system improvements.
Location: Al Ain
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review credit applications for completeness, timeliness, and exceptions requiring correction; prepare error-free credit documents.
  • •Apply de-dupe vigilance and observe agreed TAT while ensuring compliance and satisfactory risk rating.
  • •Analyze bank statements and applicant financial statements to assess genuineness, continuity, turnover, cheque returns, balances, and possible fabrication.
  • •Check customer status through de-dupes/CBRB and analyze findings where required.
  • •Meet daily underwriting targets with minimal errors; escalate cases requiring higher DP with analysis and recommendations; support continuous process/system improvements.

Key Requirements

  • •3+ years of practical banking experience, preferably in finance and credit.
  • •Strong credit and analytical skills.
  • •Detailed knowledge of ADIB’s retail banking credit products, services, and related operational policies/procedures.
  • •Knowledge of UAE banking practices, regulations, and risks.
  • •Good communication and computer skills.
Experience:3+ yearsBankingFinanceCredit
Skills:CommunicationAnalytical skillsAttention to detailTeam spiritRisk awareness

Eligibility

Nationality:UAE National

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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