Commercial Credit Analyst

Customers Bancorp
Pennsylvania
Workplace: OnsiteFull timeUSD 100,000 - 140,000 annuallyFunction: Banking, Lending & CreditExperience: 5+ yearsEducation: bachelorsSkills: ["Analytical thinking","Attention to detail","Problem-solving","Relationship building","Written and verbal communication"]

Analyze commercial real estate credit by preparing comprehensive written credit analyses for new clients and annual reviews. Conduct industry research, spread and interpret financial statements, and assess loan documents to ensure deals meet approved terms. Monitor post-closing covenants and financial reporting, maintain accurate credit files, and support credit risk management through follow-ups on delinquencies, adverse action notices, and missing documentation.

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Customers Bancorp
Customers Bancorp
1 day ago

Commercial Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 7 hours agoStatus: Live

Job Summary

Analyze commercial real estate credit by preparing comprehensive written credit analyses for new clients and annual reviews. Conduct industry research, spread and interpret financial statements, and assess loan documents to ensure deals meet approved terms. Monitor post-closing covenants and financial reporting, maintain accurate credit files, and support credit risk management through follow-ups on delinquencies, adverse action notices, and missing documentation.
Location: Pennsylvania
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Perform financial statement spreading and originate comprehensive written credit analysis for new and existing clients.
  • •Prepare industry research to support credit analysis and lending decisions.
  • •Read and evaluate loan documents; discuss issues with account officers, borrowers, and outside counsel; monitor covenants and reporting post-closing.
  • •Maintain complete and updated credit files by following up for current financial statements and relevant information.
  • •Support credit administration tasks including delinquency follow-ups, adverse action notices, collecting information for turn-down/withdrawn files, and tracking missing documents/insurance.

Pay and Benefits

Salary: USD 100,000 - 140,000 annually

Key Requirements

  • •Minimum 5 years of commercial real estate credit analysis experience in a banking institution (preferred).
  • •Experience preparing credit memoranda.
  • •Experience working with nCino and Salesforce (strongly preferred).
  • •Strong written and verbal communication skills and strong MS Excel skills.
  • •Bachelor’s degree required.
Experience:5+ yearsCommercial real estateBanking
Education:Bachelor's
Skills:Analytical thinkingAttention to detailProblem-solvingRelationship buildingWritten and verbal communication
Tech Stack:Microsoft SuiteMS ExcelNCinoSalesforceClaudeCoPilotChatGPT

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Customers Bancorp
Customers Bancorp is a bank holding company that provides commercial and consumer banking services through Customers Bank. It offers lending, deposit products, cash management, and digital banking solutions for businesses and individuals.
Industry: Banking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 100M to 250M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: West Reading, United States
Founded: 1997
WebsiteLinkedIn