Consultant II, Underwriting - Life (Long Term Care)

Analyze and underwrite complex life insurance applications, with emphasis on long-term care risk, using established underwriting policies and authority levels. Coordinate underwriting selection standards to achieve strong mortality outcomes and administrative results. Make risk-based accelerated underwriting decisions, evaluate evidence of insurability (including medical and financial materials), and negotiate reinsurance terms. Serve as a referral point, mentor less-experienced underwriters, and support training and special projects.