Risk Analyst

Gomotive
Islamabad, Lahore
Workplace: RemoteFull timeFunction: Legal, Risk & ComplianceExperience: 2+ yearsSkills: ["Critical reasoning","Problem-solving","Analytical thinking","Communication","Organization","Time management"]

Assess and underwrite new and existing customers by reviewing financial, demographic, and historic information, including bank statements and credit reports. Make timely approve/decline/exception decisions using policy guidelines and SLA expectations, while performing portfolio monitoring and identifying suspicious items. Communicate application status with clients and sales, explain document needs for creditworthiness, and produce underwriting memos. Collaborate with sales, data science, and product to improve underwriting policies and processes.

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FursaFursa
Gomotive
Gomotive
21 hours ago

Risk Analyst

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Last checked: 1 hour agoStatus: Live

Job Summary

Assess and underwrite new and existing customers by reviewing financial, demographic, and historic information, including bank statements and credit reports. Make timely approve/decline/exception decisions using policy guidelines and SLA expectations, while performing portfolio monitoring and identifying suspicious items. Communicate application status with clients and sales, explain document needs for creditworthiness, and produce underwriting memos. Collaborate with sales, data science, and product to improve underwriting policies and processes.
Location: Islamabad, Lahore
Workplace: Remote
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Collect, review, and analyze applicants’ financial, demographic, and historic information, including balance sheets, income statements, cash flow statements, bank statements, and credit reports.
  • •Communicate application status with clients and sales, and clearly explain when additional documents are needed to assess creditworthiness.
  • •Make approval, decline, or exception determinations based on policy guidelines, delivering timely and accurate outcomes within expected SLA.
  • •Perform portfolio management by evaluating and identifying suspicious or questionable items.
  • •Conduct bank statement analysis and create underwriting memos, recommending policy and process improvements to mitigate underwriting journey failure points.

Key Requirements

  • •2-3+ years of underwriting experience in financial services, high-growth payments, or fintech.
  • •Experience across the end-to-end underwriting lifecycle, including portfolio management and bank statement/financial decisioning.
  • •Familiarity with fundamentals of financial risk assessment and risk ratio analysis.
  • •Strong critical reasoning, problem solving, analytical, and quantitative/qualitative analysis skills.
  • •Excellent oral and written communication skills, with strong organization and time management.
Experience:2+ yearsFintechFinancial servicesPayments
Skills:Critical reasoningProblem-solvingAnalytical thinkingCommunicationOrganizationTime management
Languages:English

Company Brief

Gomotive
Provides a cloud-based fleet safety and compliance platform with digital driver logs, vehicle inspection checklists, workflows, and reporting tools to help transportation and delivery fleets improve safety and meet regulatory requirements.
Industry: Supply Chain Technology
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