Data Science Manager (Credit)

Moniepoint Group
Spain
Workplace: RemoteFull timeFunction: Data Science & Machine LearningExperience: 5+ yearsEducation: bachelorsSkills: ["Communication","Leadership","Problem-solving","Mentoring","Stakeholder management"]

Hands-on Data Science Manager leading consumer credit data science efforts in a high-growth fintech, owning pricing, credit limit modeling, and production credit model deployment. Collaborates with Consumer Credit, Product, and Engineering to shape risk assessment, credit product design, and measurement of outcomes across the credit lifecycle, enabling underwriting, acquisition, retention, and portfolio performance at scale.

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Moniepoint Group
Moniepoint Group
8 months ago

Data Science Manager (Credit)

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Last checked: 7 hours agoStatus: Live

Job Summary

Hands-on Data Science Manager leading consumer credit data science efforts in a high-growth fintech, owning pricing, credit limit modeling, and production credit model deployment. Collaborates with Consumer Credit, Product, and Engineering to shape risk assessment, credit product design, and measurement of outcomes across the credit lifecycle, enabling underwriting, acquisition, retention, and portfolio performance at scale.
Location: Spain
Workplace: Remote
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Manager level

Key Responsibilities

  • •Develop credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
  • •Design and run experiments to optimise approval rates, loss rates, and profitability
  • •Partner with product squads to embed decision logic into real-time systems
  • •Ensure data quality, compliance, and ethical use of models across all decisioning processes
  • •Mentor product squads on best practices in experimentation and data-driven decision making

Pay and Benefits

Perks:Health InsuranceRemote WorkLearning BudgetPension

Key Requirements

  • •Degree or qualifications in a quantitative field (Statistics, Mathematics, Engineering or similar) and comfort with statistics
  • •5+ years of experience in data science, decision science, or risk analytics within financial services, including 2+ years in management
  • •Working knowledge of credit risk, consumer lending, and regulatory considerations
  • •Proficiency in SQL and at least one modelling/programming language (Python, R)
  • •Experience with A/B testing, machine learning, collections modelling and churn management; ability to translate analyses into clear business recommendations
Experience:5+ yearsFintechFinancial servicesCredit riskRisk analyticsConsumer lending
Education:Bachelor's
Skills:CommunicationLeadershipProblem-solvingMentoringStakeholder management
Languages:English
Tech Stack:SQLPythonRA/B testingMachine learning

Company Brief

Moniepoint Group
Provides digital payments, merchant services, agent banking, card issuance, and business banking solutions across Nigeria and other African markets, serving SMEs, merchants, and financial institutions with technology-first transaction and banking infrastructure.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Growth: Scaleup
Headquarters: Lagos, Nigeria
Founded: 2015
WebsiteLinkedIn