Collateral Review Manager

Citizens Bank
United States
Full timeUSD 98,000 - 128,000 annuallyFunction: Legal, Risk & ComplianceEducation: high_schoolSkills: ["Analytical Reasoning","Risk Management","Decision-making","Problem-solving","Communication"]

Oversee residential appraisal and valuation reviews within Collateral Risk Management, ensuring mortgage and related valuation products meet interagency, investor, regulatory, and company policy requirements. Lead and develop appraisal analysts, manage and escalate complex collateral risks and disputes, monitor review quality and consistency, support audits and regulatory examinations, and help maintain and improve collateral risk management policies and controls.

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FursaFursa
Citizens Bank
Citizens Bank
3 days ago

Collateral Review Manager

✓ Verified Job

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Source: Company careers pageValidated by: Fursa AI
Last checked: 12 hours agoStatus: Live

Job Summary

Oversee residential appraisal and valuation reviews within Collateral Risk Management, ensuring mortgage and related valuation products meet interagency, investor, regulatory, and company policy requirements. Lead and develop appraisal analysts, manage and escalate complex collateral risks and disputes, monitor review quality and consistency, support audits and regulatory examinations, and help maintain and improve collateral risk management policies and controls.
Location: United States
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Manage and oversee appraisal and valuation review activities for mortgage, home equity, portfolio, and private banking products.
  • •Ensure appraisal reviews follow interagency guidelines, investor requirements, regulatory guidance, and internal policy; complete second-level reviews as needed.
  • •Monitor appraisal review quality, consistency, and adherence to established review standards, and guide analysts on complex valuation and eligibility matters.
  • •Identify, assess, and escalate collateral-related risks; review complex collateral issues, appraisal disputes, and escalation requests; determine when revisions or replacement valuations are warranted.
  • •Lead, coach, and develop appraisal analysts and collateral review staff; support regulatory examinations, audits, quality assurance reviews, and internal control testing.

Pay and Benefits

Salary: USD 98,000 - 128,000 annually
Perks:Health InsuranceDentalVisionRetirement BenefitsMaternity LeavePaternity LeaveWellness Stipend

Key Requirements

  • •Bachelor's degree or an equivalent combination of education and experience.
  • •Extensive experience in residential appraisal review, collateral risk management, mortgage underwriting, appraisal operations, or a related field.
  • •Strong knowledge of Interagency Appraisal and Evaluation Guidelines, USPAP, and Appraiser Independence Requirements (AIR).
  • •Experience interpreting and applying credit policy, investor guidelines, and regulatory requirements to appraisal reviews.
  • •Strong analytical, decision-making, and problem-solving skills, with the ability to manage multiple priorities and complex escalations.
Education:High School
Skills:Analytical ReasoningRisk ManagementDecision-makingProblem-solvingCommunication
Certifications:USPAPAppraiser Independence Requirements (AIR)

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website