AML and Sanctions Compliance Program Advisory - Principal Associate

Discover Financial
Nottingham
Workplace: HybridFull timeFunction: Legal, Risk & ComplianceSkills: ["Continuous learning","Stakeholder management","Credible challenge","Risk management","Quality assurance"]

Drive the end-to-end AML and sanctions risk management control environment for a high-volume financial crime programme. Own risk-based processes across Customer Due Diligence, sanctions/PEP screening, and transaction monitoring, and ensure projects, reports, and documentation are delivered on time. Perform second-line assurance and credible challenges, tune monitoring rules, resolve risk events, and support complex escalations to maintain strong UK regulatory alignment.

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FursaFursa
Discover Financial
Discover Financial
14 hours ago

AML and Sanctions Compliance Program Advisory - Principal Associate

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Source: Company careers pageValidated by: Fursa AI
Last checked: 14 hours agoStatus: Live

Job Summary

Drive the end-to-end AML and sanctions risk management control environment for a high-volume financial crime programme. Own risk-based processes across Customer Due Diligence, sanctions/PEP screening, and transaction monitoring, and ensure projects, reports, and documentation are delivered on time. Perform second-line assurance and credible challenges, tune monitoring rules, resolve risk events, and support complex escalations to maintain strong UK regulatory alignment.
Location: Nottingham
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Mid level

Key Responsibilities

  • •Design and implement risk-based AML and sanctions processes, including CDD, legal entity/UBO/Director/PSC verification, sanctions and PEP screening, and transaction monitoring.
  • •Deliver AML work programme projects, system implementations, and compliance reporting accurately and on time.
  • •Write and update AML and sanctions policies, procedures, and annual training to keep them practical and fit for purpose.
  • •Provide second-line assurance and quality assurance coaching, including testing plans and resolving risk events, tuning monitoring rules, and closing out audit findings.
  • •Handle complex escalations by performing secondary QA checks, guiding difficult onboarding cases, sanctions/PEP alerts, and nuanced TM triggers through review meetings.

Pay and Benefits

Perks:PensionAnnual BonusAnnual LeaveHealth InsuranceParental Leave

Key Requirements

  • •Deep, practical understanding of the UK financial crime framework, including MLRs, JMLSG guidance, POCA, and UK/OFSI sanctions regimes.
  • •Proven experience conducting end-to-end financial crime reviews in high-volume environments, bridging first-line operations and second-line compliance.
  • •Ownership of end-to-end control environments, ensuring robust AML and sanctions processes from onboarding through ongoing transaction monitoring.
  • •Strong appetite for continuous learning and professional development, evidenced by accredited industry qualifications (e.g., ICA, ACAMS).
  • •Ability to provide credible challenge, including secondary QA checks and resolving complex onboarding and alert reviews.
Experience:Financial crimeAMLSanctionsComplianceBanking
Skills:Continuous learningStakeholder managementCredible challengeRisk managementQuality assurance
Certifications:ICAACAMS
Tech Stack:AMLSanctionsCustomer Due Diligence (CDD)Transaction Monitoring (TM)PEP screeningSAR quality

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn