KYC Operations Senior Analyst - SMA (Night shifts)

Wise
Tallinn
Workplace: OnsiteFull timeEUR 2,400 - 2,850 monthlyFunction: Solutions Engineering & Sales EngineeringExperience: 1+ yearsEducation: bachelorsSkills: ["Communication","Organisational skills","Analytical skills","Attention to detail","Risk-based decision-making"]

Conduct enhanced due diligence for high-risk onboarding in the Senior Management Approval (SMA) team covering night shifts. Review and analyze customer reports, transaction history, and account usage to identify risk signals, gather and assess supporting documentation using external sources, and decide approvals in line with AML/CFT requirements. Draft SAR narratives when needed, communicate with internal teams on escalated cases, support audits, and coach Senior Management Approval Analysts while improving SMA processes.

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FursaFursa
Wise
Wise
3 days ago

KYC Operations Senior Analyst - SMA (Night shifts)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 11 hours agoStatus: Live

Job Summary

Conduct enhanced due diligence for high-risk onboarding in the Senior Management Approval (SMA) team covering night shifts. Review and analyze customer reports, transaction history, and account usage to identify risk signals, gather and assess supporting documentation using external sources, and decide approvals in line with AML/CFT requirements. Draft SAR narratives when needed, communicate with internal teams on escalated cases, support audits, and coach Senior Management Approval Analysts while improving SMA processes.
Location: Tallinn
Workplace: Onsite
Employment Type: Full time
Job Function: Solutions Engineering & Sales Engineering
Seniority: Mid level

Key Responsibilities

  • •Review and assess high-risk customer reports to approve decisions according to policies and procedures.
  • •Analyze customer transaction history and behaviour patterns, conducting periodic reviews to identify risk changes.
  • •Conduct enhanced due diligence using documentation and external sources, ensuring onboarding keeps customers within risk appetite.
  • •Communicate with internal teams to handle escalated/complicated cases and provide guidance on high-risk approval matters.
  • •Support audits and SMA initiatives, including drafting SAR narratives when needed and mentoring analysts.

Pay and Benefits

Salary: EUR 2,400 - 2,850 monthly

Key Requirements

  • •Minimum 1 year working experience in EDD, AML, or a similar financial crime compliance role.
  • •Strong understanding of AML/CFT regulations and how they impact customer verification and onboarding.
  • •Ability to apply a risk-based approach, document reasoning, and make decisions on high-risk approvals.
  • •Flexible to work assigned night shifts and weekend shifts as required by business needs.
  • •Familiarity with reading legal and regulatory documents and strong communication and organisational skills.
Experience:1+ yearsFinancial servicesKYCEDDAMLFinancial crime compliance
Education:Bachelor's in Finance, Business Administration, Law, or related field
Skills:CommunicationOrganisational skillsAnalytical skillsAttention to detailRisk-based decision-making
Certifications:ICACAMS
Languages:English

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
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Glassdoor: 3.8
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