Citizens Bank

2 days ago

Principal Credit Risk & Pricing Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 22 hours agoStatus: Live

Job Summary

Lead analytical work that shapes credit strategy across consumer lending portfolios. Build and execute statistical and data-science models to assess and predict risk, using SAS, R, Python, and SQL. Synthesize internal, bureau, and alternative data to spot portfolio trends and emerging risks, and deliver recurring reporting and strategic insights to senior leadership. Partner with Product, Finance, and Technology, and mentor junior analysts.

Location: Plano

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Lead analytical work that directly shapes credit strategy across consumer lending portfolios.
•Translate complex data into clear, defensible recommendations that influence senior-level decision making and implementation.
•Develop credit risk strategies across consumer lending portfolios, including originations, account management, and loss mitigation.
•Synthesize internal, bureau, and alternative data to identify portfolio trends, emerging risks, and strategic opportunities.
•Develop and deliver recurring reporting and strategic insights for senior leadership and business partners, including mentoring junior analysts.

Key Requirements

•Master’s degree in Mathematics, Finance, Risk Management, or a related field.
•5 years of experience as a Senior Actuarial Analyst, Principal Credit Risk Pricing Analyst, or related position.
•5 years of experience using statistical and data science methods to build analytical solutions, prove hypotheses, and recommend improvements.
•5 years of experience developing statistical models in SAS, R, and Python to assess and predict risk.
•5 years of experience implementing automated decision rules and working with SQL/data warehouses (including validating data fields and writing complex queries), plus communicating recommendations to technical and non-technical stakeholders.

Experience:5+ years

Education:Master's in Mathematics, Finance, Risk Management (or related)

Skills:Analytical ReasoningBusiness SavvyCuriosityCustomer EmpowermentCustomer-CentricityCompliance ManagementDiversity and Inclusion PracticeFostering InclusionIndustry InsightOrganizational KnowledgeData StorytellingData-Driven Decision-MakingData Gathering and ReportingQuantitative Financial AnalysisCredit Analysis

Languages:US

Tech Stack:SASRPythonSQLVBAExcelData warehousesRDBMSRelational databases

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website

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Citizens Bank

2 days ago

Principal Credit Risk & Pricing Analyst

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 22 hours agoStatus: Live

Job Summary

Location: Plano

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Lead analytical work that directly shapes credit strategy across consumer lending portfolios.
•Translate complex data into clear, defensible recommendations that influence senior-level decision making and implementation.
•Develop credit risk strategies across consumer lending portfolios, including originations, account management, and loss mitigation.
•Synthesize internal, bureau, and alternative data to identify portfolio trends, emerging risks, and strategic opportunities.
•Develop and deliver recurring reporting and strategic insights for senior leadership and business partners, including mentoring junior analysts.

Key Requirements

•Master’s degree in Mathematics, Finance, Risk Management, or a related field.
•5 years of experience as a Senior Actuarial Analyst, Principal Credit Risk Pricing Analyst, or related position.
•5 years of experience using statistical and data science methods to build analytical solutions, prove hypotheses, and recommend improvements.
•5 years of experience developing statistical models in SAS, R, and Python to assess and predict risk.
•5 years of experience implementing automated decision rules and working with SQL/data warehouses (including validating data fields and writing complex queries), plus communicating recommendations to technical and non-technical stakeholders.

Experience:5+ years

Education:Master's in Mathematics, Finance, Risk Management (or related)

Languages:US

Tech Stack:SASRPythonSQLVBAExcelData warehousesRDBMSRelational databases

Company Brief

Citizens Bank

Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: Providence, United States

Founded: 1828

Website