Senior Manager - U.S. Consumer New Accounts

American Express
New York
Workplace: HybridFull timeUSD 103,750 - 174,750 annuallyFunction: Solutions Engineering & Sales EngineeringEducation: bachelorsSkills: ["Strategic thought leadership","Innovation mindset","Self-motivation","Results-driven","Intellectual curiosity","External perspective","Written communication","Oral communication","Collaboration","Project management","Attention to detail"]

Lead credit risk strategy for U.S. consumer new account acquisition by building personalization and underwriting approaches that improve acquisition quality and investment efficiency. Drive data insights to guide model and portfolio strategy, enhance and monitor bank-based underwriting, and monitor external marketplace developments. Partner across Marketing, Product, Risk, Data Strategy, Decision Science, Servicing, Fraud, and CBO teams to align personalization decisions and enable enterprise innovations.

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American Express
American Express
1 day ago

Senior Manager - U.S. Consumer New Accounts

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Last checked: 28 minutes agoStatus: Live

Job Summary

Lead credit risk strategy for U.S. consumer new account acquisition by building personalization and underwriting approaches that improve acquisition quality and investment efficiency. Drive data insights to guide model and portfolio strategy, enhance and monitor bank-based underwriting, and monitor external marketplace developments. Partner across Marketing, Product, Risk, Data Strategy, Decision Science, Servicing, Fraud, and CBO teams to align personalization decisions and enable enterprise innovations.
Location: New York
Workplace: Hybrid
Employment Type: Full time
Job Function: Solutions Engineering & Sales Engineering
Seniority: Sr. Manager level

Key Responsibilities

  • •Develop new account acquisition personalization strategies and improve customer journey experience to drive profitable growth and investment efficiency.
  • •Drive data insights to inform strategy decisions related to acquisition quality, models, and portfolio.
  • •Enhance and monitor bank-based underwriting strategies to drive profitable growth and industry-best credit results.
  • •Track external marketplace developments to identify industry best practices for the acquisition journey.
  • •Manage partnerships across Marketing, Product, Risk Products, Data Strategy, Decision Science, New Accounts Servicing, Fraud, and CBO teams to enable enterprise-wide innovations.

Pay and Benefits

Salary: USD 103,750 - 174,750 annually
Perks:Health InsuranceDentalVisionLife InsuranceDisability401kParental LeavePaid Leave

Key Requirements

  • •Advanced degree in a quantitative field such as Economics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science.
  • •Outstanding strategic thought leadership with a focus on innovation.
  • •Clear, effective written and oral communication skills.
  • •Strong project management skills with demonstrated proficiency in leading multiple projects simultaneously.
  • •Expertise in underwriting or another core credit risk management function.
Experience:Credit riskPayments industryLending industryCredit underwritingRisk management
Education:Bachelor's in Economics, Statistics, Mathematics, Operations Research, Engineering, Computer Science
Skills:Strategic thought leadershipInnovation mindsetSelf-motivationResults-drivenIntellectual curiosityExternal perspectiveWritten communicationOral communicationCollaborationProject managementAttention to detail

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn