Senior Associate, Data Scientist - Consumer Credit Risk Models and Data

Discover Financial
Virginia
Full timeUSD 135,600 - 154,800 annuallyFunction: Data Science & Machine LearningSkills: ["Interpersonal skills","Collaboration","Continuous learning","Translating complexity","Innovation"]

Build and deploy predictive consumer credit risk models used for loss allowances, stress testing, capital allocation, and recession preparedness. Partner with data scientists, software engineers, and product managers to modernize model pipelines and execution platforms. Use Python, Conda, AWS, H2O, Spark, and other tools to develop models from design through validation and implementation, translating complex analysis into business goals.

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Discover Financial
Discover Financial
2 weeks ago

Senior Associate, Data Scientist - Consumer Credit Risk Models and Data

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 2 hours agoStatus: Live
Reposted: similar role first listed 1 week ago

Job Summary

Build and deploy predictive consumer credit risk models used for loss allowances, stress testing, capital allocation, and recession preparedness. Partner with data scientists, software engineers, and product managers to modernize model pipelines and execution platforms. Use Python, Conda, AWS, H2O, Spark, and other tools to develop models from design through validation and implementation, translating complex analysis into business goals.
Location: Virginia
Employment Type: Full time
Job Function: Data Science & Machine Learning
Seniority: Mid level

Key Responsibilities

  • •Partner with cross-functional teams of data scientists, software engineers, and product managers to deliver customer-focused products.
  • •Leverage Python, Conda, AWS, H2O, Spark, and related technologies to extract insights from large volumes of numeric and textual data.
  • •Build machine learning models across the full lifecycle from design through training, evaluation, validation, and implementation.
  • •Help deploy, optimize, and modernize model pipelines and execution platforms for machine learning insights.
  • •Translate model and analysis complexity into tangible business goals to impact the company’s bottom line.

Pay and Benefits

Salary: USD 135,600 - 154,800 annually

Key Requirements

  • •Currently has, or is in the process of obtaining, a Bachelor’s degree in a quantitative field with 2 years of data analytics experience, or a Master’s degree in a quantitative field (or an MBA with a quantitative concentration).
  • •Experience building machine learning models through design, training, evaluation, validation, and implementation.
  • •At least 2 years’ experience with Python, Scala, or R.
  • •At least 2 years’ experience with machine learning.
  • •At least 2 years’ experience with SQL.
Experience:Credit riskFinancial services
Skills:Interpersonal skillsCollaborationContinuous learningTranslating complexityInnovation
Tech Stack:PythonCondaAWSH2OSparkScalaRSQL

Eligibility

Work Authorization:Sponsorship available.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn