Senior Software Engineer - Cards API team

Wise
Singapore
Workplace: HybridFull timeSGD 12,400 - 15,417 monthlyFunction: Software EngineeringSkills: ["Communication","Collaboration","Self-starting","Ownership","Proactive technical debt management"]

Build and evolve the Cards API powering programmatic card issuance and partner tooling, driving features that accelerate onboarding, optimize liquidity, combat fraud, and deliver card analytics. Work in an autonomous cross-functional Platform Issuance team to design resilient, scalable systems with end-to-end ownership—from problem framing through delivery, rollout, measurement, and roadmap planning. Ensure maintainable, well-tested software with strong observability and proactive technical debt management.

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FursaFursa
Wise
Wise
10 hours ago

Senior Software Engineer - Cards API team

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Build and evolve the Cards API powering programmatic card issuance and partner tooling, driving features that accelerate onboarding, optimize liquidity, combat fraud, and deliver card analytics. Work in an autonomous cross-functional Platform Issuance team to design resilient, scalable systems with end-to-end ownership—from problem framing through delivery, rollout, measurement, and roadmap planning. Ensure maintainable, well-tested software with strong observability and proactive technical debt management.
Location: Singapore
Workplace: Hybrid
Employment Type: Full time · Permanent
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Drive features for the Cards API, solving partner challenges such as onboarding acceleration, liquidity optimization, fraud prevention, and card analytics.
  • •Design and build reliable, secure systems for the availability and performance needs of the team’s services.
  • •Maintain maintainable, well-tested software with predictable delivery, effective observability, and proactive technical debt management.
  • •Provide end-to-end ownership: shape solutions from problem understanding through delivery, rollout, measurement, and roadmap planning.
  • •Collaborate across functions with clear, adaptable communication, translating technical concepts for practical outcomes.

Pay and Benefits

Salary: SGD 12,400 - 15,417 monthly

Key Requirements

  • •Strong experience building microservices, event-driven architectures, relational databases, and well-designed APIs.
  • •Ability to design and build resilient, scalable systems with a focus on reliability and observability.
  • •Commitment to maintainable, well-tested software with predictable delivery and proactive technical debt management.
  • •Product mindset connecting engineering decisions to customer outcomes and partner experience.
  • •Experience with Java, Spring Boot and Kafka is a plus, as well as experience building finance APIs or card payments domain work.
Experience:FintechOpen APIsCard paymentsFinance API
Skills:CommunicationCollaborationSelf-startingOwnershipProactive technical debt management
Languages:English
Tech Stack:MicroservicesEvent-driven architecturesRelational databasesAPIsJavaSpring BootKafka

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 3.8
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