Business Banking Underwriter III

Huntington Bancshares
Atlanta, Chicago, Detroit, Denver, Charlotte, Dallas, Columbus, Cleveland, Houston
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 5+ yearsEducation: bachelorsSkills: ["Independent work","Risk assessment","Attention to detail","Organizational skills","Communication"]

Underwrite Business Banking loans by reviewing financial and credit applications to determine creditworthiness and compliance with bank lending policy. Manage an individual pipeline, assess borrower risk profiles, and make credit decisions for complex structures and customer exposure. Use single approval authority up to $3MM (and exposures up to $4MM), support training and mentoring for new hires, and provide coverage for underwriting teams as needed.

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Huntington Bancshares
Huntington Bancshares
1 day ago

Business Banking Underwriter III

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Last checked: 2 hours agoStatus: Live

Job Summary

Underwrite Business Banking loans by reviewing financial and credit applications to determine creditworthiness and compliance with bank lending policy. Manage an individual pipeline, assess borrower risk profiles, and make credit decisions for complex structures and customer exposure. Use single approval authority up to $3MM (and exposures up to $4MM), support training and mentoring for new hires, and provide coverage for underwriting teams as needed.
Location: Atlanta, Chicago, Detroit, Denver, Charlotte, Dallas, Columbus, Cleveland, Houston
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Maintain an individual pipeline supporting Business Banking production.
  • •Review financial and credit application information to make sound credit decisions.
  • •Assess borrower risk profile and determine creditworthiness for complex loan structures.
  • •Exercise single approval authority up to $3MM and support exposures up to $4MM.
  • •Assist with training/mentoring and provide support to UWI & UW II job families as needed.

Pay and Benefits

Perks:Health InsuranceWellness StipendLife InsuranceDisability InsuranceRetirement SavingsPaid LeavePaid Holidays

Key Requirements

  • •Bachelor’s degree.
  • •5+ years of experience in business or commercial underwriting in a centralized lending environment.
  • •Ability to underwrite credit exposures in excess of $2.5MM and support high loan volume.
  • •Previous authority to underwrite/decision credits without additional signers.
  • •Proficient use of Microsoft Office and strong written and verbal communication skills.
Experience:5+ yearsCommercial lendingBusiness bankingCentralized lending
Education:Bachelor's in Business related field
Skills:Independent workRisk assessmentAttention to detailOrganizational skillsCommunication
Tech Stack:Microsoft Office

Company Brief

Huntington Bancshares
Regional bank holding company providing commercial and consumer banking, payments, wealth management, and lending services across the Midwestern and select other U.S. markets. It serves individuals, small businesses, and corporate clients through branches and digital channels.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Columbus, United States
Founded: 1866
WebsiteLinkedIn