Consumer Credit Strategy Oversight Senior Leader

Truist Financial
Charlotte, North Carolina, Raleigh, Atlanta
Workplace: OnsiteFull timeFunction: Strategy & Corporate DevelopmentExperience: 15+ yearsEducation: bachelorsSkills: ["Strategic thinking","Multi-tasking","Driving change","Governance","Problem solving","Leadership","Partnership","Decision making","Communication"]

Lead a team that independently reviews and challenges credit risk activities for Truist consumer lending products. Oversee credit decision policies and standards, manage performance monitoring, and drive credit strategy change management, exceptions testing, and lending authority. Partner across risk functions and committees, support merger integration, and ensure best practices for portfolio management, concentration limits, and credit model governance—including decision engines, credit models, and loss/pricing strategy. Deliver executive committee presentations and coordinate with regulatory assurance and audit partners.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Truist Financial
Truist Financial
1 day ago

Consumer Credit Strategy Oversight Senior Leader

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live

Job Summary

Lead a team that independently reviews and challenges credit risk activities for Truist consumer lending products. Oversee credit decision policies and standards, manage performance monitoring, and drive credit strategy change management, exceptions testing, and lending authority. Partner across risk functions and committees, support merger integration, and ensure best practices for portfolio management, concentration limits, and credit model governance—including decision engines, credit models, and loss/pricing strategy. Deliver executive committee presentations and coordinate with regulatory assurance and audit partners.
Location: Charlotte, North Carolina, Raleigh, Atlanta
Workplace: Onsite
Employment Type: Full time
Job Function: Strategy & Corporate Development
Seniority: Manager level

Key Responsibilities

  • •Provide independent leadership and strategic direction for complex multi-product consumer credit domains, balancing quality, growth, and profitability and monitoring loan-pricing strategies.
  • •Direct oversight of a team developing and maintaining consumer loan policies, procedures, and credit-quality guidelines, including credit limits.
  • •Lead oversight and challenge of first-line defense for new and existing consumer lending products, developing tools and metrics to identify deviations and high-risk segments.
  • •Oversee portfolio risk management practices including concentration limits, exceptions, product mix/pricing, delinquency and loss trends, and performance targets.
  • •Ensure integrity of automated decision engines and custom credit models, including portfolio risk-based pricing and loan-loss models using logistic regression and other statistical techniques.

Pay and Benefits

Equity and Bonus:Equity
Perks:Health InsuranceDentalVisionLife InsuranceDisability401kPensionEquityPaid LeavePaid HolidaysSick Days

Key Requirements

  • •Bachelor’s degree in Business or equivalent education and related training.
  • •15 years of credit-related experience, including complex lending structures, documentation, modeling, and problem loan experience.
  • •15+ years of related experience across consumer, small business, credit card, mortgage, and/or wealth.
  • •Consumer risk and regulatory knowledge with strong quantitative, governance, and analytic abilities.
  • •Strong leadership, partnership, and management skills with excellent verbal and written communication.
Experience:15+ yearsConsumer lendingCredit riskBankingMortgageCredit cardsSmall business
Education:Bachelor's
Skills:Strategic thinkingMulti-taskingDriving changeGovernanceProblem solvingLeadershipPartnershipDecision makingCommunication
Languages:English
Tech Stack:Logistic regressionStatistical techniquesAutomated decision enginesCredit modelsRisk-based pricing

Company Brief

Truist Financial
Provides consumer and commercial banking, wealth management, insurance, lending, and payments services through a large U.S. financial services platform formed by the merger of BB&T and SunTrust.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Charlotte, United States
Founded: 2019
WebsiteLinkedIn