KYC Operations Senior Analyst - SMA (Night shifts)

Wise
Tallinn
Workplace: OnsiteFull timeEUR 2,400 - 2,850 monthlyFunction: Solutions Engineering & Sales EngineeringExperience: 1+ yearsSkills: ["Communication","Organizational skills","Attention to detail","Analytical skills","Risk-based decision making"]

Review and assess high-risk customer reports and approvals for Wise’s SMA night shifts, performing enhanced due diligence and ongoing monitoring. Analyze customer activity and transaction histories to identify risk signals, conduct periodic reviews, and ensure KYC records stay compliant with AML/CFT requirements. Use internal and external sources to validate onboarding decisions, draft SAR narratives when needed, and mentor senior analysts while supporting audits and continuous process improvements.

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Wise
Wise
1 day ago

KYC Operations Senior Analyst - SMA (Night shifts)

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Source: Company careers pageValidated by: Fursa AI
Last checked: 19 hours agoStatus: Live

Job Summary

Review and assess high-risk customer reports and approvals for Wise’s SMA night shifts, performing enhanced due diligence and ongoing monitoring. Analyze customer activity and transaction histories to identify risk signals, conduct periodic reviews, and ensure KYC records stay compliant with AML/CFT requirements. Use internal and external sources to validate onboarding decisions, draft SAR narratives when needed, and mentor senior analysts while supporting audits and continuous process improvements.
Location: Tallinn
Workplace: Onsite
Employment Type: Full time
Job Function: Solutions Engineering & Sales Engineering
Seniority: Mid level

Key Responsibilities

  • •Review and assess high-risk customer reports to provide analysis and approval per policies and procedures.
  • •Analyze customer transaction history and behavior patterns, and perform periodic reviews to detect changes in account usage.
  • •Exercise discretion to prioritize cases, identify records needing further review, and follow up on requested information or documentation.
  • •Conduct in-depth enhanced due diligence using provided documentation and external sources to ensure customers meet risk appetite for onboarding and maintenance.
  • •Communicate with internal teams on escalated cases, mentor senior analysts, support audits, and draft SAR narratives when activity is unusual.

Pay and Benefits

Salary: EUR 2,400 - 2,850 monthly

Key Requirements

  • •Minimum 1 year working experience in EDD, AML, or a similar financial crime compliance role.
  • •Strong understanding of AML/CFT regulations and how they impact customer verification and risk-based onboarding/maintenance decisions.
  • •Ability to conduct enhanced due diligence, including analysis of documentation and use of external sources/vendors.
  • •Flexible to work assigned night shifts and weekend shifts, including willingness to cover changing patterns.
  • •Excellent verbal and written English skills, with strong organizational, communication, and attention-to-detail abilities.
Experience:1+ yearsFinancial servicesAMLKYCEnhanced due diligence
Skills:CommunicationOrganizational skillsAttention to detailAnalytical skillsRisk-based decision making
Certifications:ICACAMS
Languages:English

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 3.8
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