Credit Analyst

Abu Dhabi Islamic Bank
Dubai
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditSkills: ["Analytical thinking","Business-oriented approach","Interpersonal skills","Communication skills"]

Analyze and support credit applications by preparing credit approval packages, AC memos, and Credit Round Table (CRT) discussion materials in line with bank requirements. Assist relationship teams with reviews, financial and qualitative analysis, and initial market checking to monitor obligor/counterparty creditworthiness. Maintain and reconcile credit files, support KPI adherence, coordinate with Risk, Legal, and Sharia for documentation, and stay current on macro/microeconomic and regulatory changes impacting the portfolio.

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Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank
3 days ago

Credit Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Analyze and support credit applications by preparing credit approval packages, AC memos, and Credit Round Table (CRT) discussion materials in line with bank requirements. Assist relationship teams with reviews, financial and qualitative analysis, and initial market checking to monitor obligor/counterparty creditworthiness. Maintain and reconcile credit files, support KPI adherence, coordinate with Risk, Legal, and Sharia for documentation, and stay current on macro/microeconomic and regulatory changes impacting the portfolio.
Location: Dubai
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit

Key Responsibilities

  • •Support RMs and ARMs in preparing credit approval packages, AC memos, and CRT discussion materials per bank requirements.
  • •Support financial analysis and (if applicable) basic financial modeling and qualitative analysis for potential and existing credit applications.
  • •Perform initial market checking and monitor creditworthiness of obligors/counterparties, including searching for negative press and checking rating agencies.
  • •Support processing by tracking review dates, ensuring facilities are renewed/deferred on time, and reconciling/maintaining credit files to identify discrepancies.
  • •Liaise with Risk, Legal, and Sharia as needed for responses and documentation, and ensure transactions and renewals meet risk appetite, credit policies/procedures, and regulatory requirements.

Key Requirements

  • •Go through on-the-job training to perform credit analysis tasks.
  • •Good understanding of business, finance, economics, and current affairs.
  • •Strong analytical thinking with a business-oriented approach.
  • •Strong interpersonal and communication skills, both verbal and written.
Skills:Analytical thinkingBusiness-oriented approachInterpersonal skillsCommunication skills
Languages:US

Company Brief

Abu Dhabi Islamic Bank
Abu Dhabi Islamic Bank (ADIB) is a public Islamic bank providing retail, corporate, wealth and investment banking services across the UAE and international markets, offering Sharia-compliant financial products and digital banking solutions.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Abu Dhabi, United Arab Emirates
Founded: 1997
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