AML Investigator

Citizens Bank
United States
Full timeUSD 69,000 - 92,000 annuallyFunction: Legal, Risk & ComplianceEducation: bachelorsSkills: ["Communication","Investigative research","Prioritization","Critical thinking","Autonomous decision-making"]

Investigate potential money laundering, terrorist financing, and BSA/AML violations across Citizens using an internal AML application, business referrals, and open-source intelligence. Conduct financial forensic due diligence, assess risk, and determine appropriate investigative actions. Prepare and file Suspicious Activity Reports (SARs), maintain comprehensive case files, and provide supporting documentation to law enforcement partners while communicating closing recommendations to business teams.

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FursaFursa
Citizens Bank
Citizens Bank
1 day ago

AML Investigator

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Investigate potential money laundering, terrorist financing, and BSA/AML violations across Citizens using an internal AML application, business referrals, and open-source intelligence. Conduct financial forensic due diligence, assess risk, and determine appropriate investigative actions. Prepare and file Suspicious Activity Reports (SARs), maintain comprehensive case files, and provide supporting documentation to law enforcement partners while communicating closing recommendations to business teams.
Location: United States
Employment Type: Full time
Job Function: Legal, Risk & Compliance

Key Responsibilities

  • •Conduct financial forensic investigations on AML cases involving complex transaction patterns using multiple case sources (internal application, referrals, law enforcement, intelligence).
  • •Perform independent risk assessments and select the best investigative approach for each case while meeting regulatory and policy expectations.
  • •Document Suspicious Activity Reports and maintain comprehensive case files with supporting documentation.
  • •Make independent discretionary determinations on referred customers/activity (e.g., SAR/no SAR, case/no case, exit/retention) and determine whether further work is needed.
  • •Provide information and documentation to law enforcement representatives and respond to BSA/AML inquiries from branch and business line personnel.

Pay and Benefits

Salary: USD 69,000 - 92,000 annually
Perks:Health InsuranceDentalVisionRetirement BenefitsParental LeaveLearning BudgetWellness StipendPaid Leave

Key Requirements

  • •Bachelor’s degree required (all relevant majors considered, including Forensic Accounting, Criminal Justice, Business Administration).
  • •Excellent written and oral communication skills.
  • •Strong investigative and research skills.
  • •Ability to prioritize a complex workload.
  • •Excellent Microsoft Word and Excel skills and ability to adapt to new software applications.
Education:Bachelor's in Forensic Accounting, Criminal Justice, Business Administration
Skills:CommunicationInvestigative researchPrioritizationCritical thinkingAutonomous decision-making
Certifications:CAMS
Languages:English
Tech Stack:Microsoft WordMicrosoft Excel

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website