Commercial Loan Officer III

Home BancShares
Naples
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 5+ yearsEducation: bachelorsSkills: ["Communication","Critical thinking","Problem-solving","Attention to detail"]

Extend commercial credit in accordance with lending policy and regulations by accurately assessing customers’ financial needs, creditworthiness, and collateral. Assign risk ratings, interview applicants, and authorize or recommend approvals and denials within limits. Manage and monitor a loan portfolio, handle problem loans through workout recommendations, and oversee documentation and credit files. Coordinate collections internally or with counsel while staying current on BSA/AML and other compliance training.

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Home BancShares
Home BancShares
2 days ago

Commercial Loan Officer III

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Last checked: 2 hours agoStatus: Live

Job Summary

Extend commercial credit in accordance with lending policy and regulations by accurately assessing customers’ financial needs, creditworthiness, and collateral. Assign risk ratings, interview applicants, and authorize or recommend approvals and denials within limits. Manage and monitor a loan portfolio, handle problem loans through workout recommendations, and oversee documentation and credit files. Coordinate collections internally or with counsel while staying current on BSA/AML and other compliance training.
Location: Naples
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Interview commercial loan applicants and examine/evaluate credit and financial history.
  • •Examine collateral (if applicable) and determine adequacy for approvals.
  • •Assign credit ratings, recommend approval/denial, and approve loans within specified limits or refer as needed.
  • •Prepare loan offering memorandums; ensure loan documents are complete and accurate; close or decline loans timely.
  • •Monitor loan portfolio performance, recommend changes in risk ratings, and handle collections/workout recommendations for past-due or problem loans.
Travel: Low travel

Key Requirements

  • •Four-year college degree in general business, finance, economics or accounting, or equivalent education and experience.
  • •5+ years lending experience.
  • •5+ years of experience with banking, investment, or economic analysis.
  • •2+ years using Microsoft Word and Excel.
  • •Broad knowledge of accounting, finance, and related business fields, with ability to evaluate creditworthiness and documentation.
Experience:5+ yearsLendingBanking
Education:Bachelor's in general business, finance, economics or accounting
Skills:CommunicationCritical thinkingProblem-solvingAttention to detail
Tech Stack:SpreadsheetWord ProcessingMicrosoft WordExcel

Company Brief

Home BancShares
Bank holding company that operates Centennial Bank and provides commercial and consumer banking services, including lending, deposits, treasury management, and online banking. Serves individuals, businesses, and public entities across the southern United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Conway, United States
Founded: 1998
WebsiteLinkedIn