Bank Credit Risk Analyst II - Retail Banking

USAA
San Antonio
Workplace: HybridFull timeUSD 77,120 - 138,810 annuallyFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Critical thinking","Presentation","Communication","Business acumen","Research"]

Use quantitative methods to identify, analyze, and monitor credit risk for consumer credit portfolios. Develop, deliver, and track credit risk strategies within defined risk appetite, translating analyses into recommendations for senior stakeholders. Perform financial risk sensitivity analysis and support credit strategy infrastructure, ensuring implementations align with intended outcomes. Apply analytical coding and benchmarking to improve credit performance reporting and escalate issues as needed for bank portfolio products.

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FursaFursa
USAA
USAA
5 hours ago

Bank Credit Risk Analyst II - Retail Banking

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Last checked: 5 hours agoStatus: Live

Job Summary

Use quantitative methods to identify, analyze, and monitor credit risk for consumer credit portfolios. Develop, deliver, and track credit risk strategies within defined risk appetite, translating analyses into recommendations for senior stakeholders. Perform financial risk sensitivity analysis and support credit strategy infrastructure, ensuring implementations align with intended outcomes. Apply analytical coding and benchmarking to improve credit performance reporting and escalate issues as needed for bank portfolio products.
Location: San Antonio
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify credit risks and opportunities within managed portfolios and translate findings into credit risk strategy solutions.
  • •Synthesize analyses to identify root causes and develop clear recommendations that influence senior decision makers.
  • •Drive analytical projects that support delivering bank credit risk strategies across lines of defense and communicate insights to stakeholders.
  • •Develop, manage, and present risk and financial reporting for senior management and committee oversight, including escalation of credit performance issues.
  • •Perform financial risk sensitivity analysis and create requirements to support credit strategy infrastructure and implementation.

Pay and Benefits

Salary: USD 77,120 - 138,810 annually
Perks:Health InsuranceDentalVision401kPensionLife InsuranceParental LeaveAdoption AssistancePaid LeaveVolunteer HoursWellness Stipend

Key Requirements

  • •Bachelor's degree in a quantitative field (Business Management, Finance, Economics, Engineering, Mathematics, etc.) OR 4 years of relevant education and/or experience.
  • •2 years of experience in an analytical field, including leading analytical projects, advanced analytics, and risk assessments (or an advanced degree in a quantitative discipline).
  • •Developing understanding of banking regulations, risk, and compliance.
  • •Solid research, investigation, and problem-solving judgment, with strong attention to detail and accuracy.
  • •Solid knowledge of analytical coding languages (SAS, SQL, or Python) and Microsoft Office (especially Excel, Word, PowerPoint).
Experience:2+ years
Education:Bachelor's
Skills:Critical thinkingPresentationCommunicationBusiness acumenResearch
Tech Stack:SASSQLPythonMicrosoft ExcelMicrosoft WordMicrosoft PowerPoint

Eligibility

Visa:H-1BTNSTEM OPT
Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

USAA
Provides insurance, banking, investment, and financial services to U.S. military members, veterans, and their families. Best known for auto, home, life insurance, and member-focused digital banking products.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Established Company
Headquarters: San Antonio, United States
Founded: 1922
WebsiteLinkedIn