Finance Director - Credit Card & Unsecured Lending

Citizens Bank
Philadelphia, Wilmington, Newark
Workplace: HybridFull timeUSD 170,000 - 230,000 annuallyFunction: Finance & AccountingEducation: bachelorsSkills: ["Executive communication","Influencing senior executives","Cross-functional partnership","Leadership","Process improvement"]

Lead CFO-level financial strategy for the Credit Card and Unsecured Lending businesses, partnering with Consumer Lending leadership, Product, Risk, Treasury, Marketing, Operations, and Enterprise Finance. Own business planning, forecasting, profitability, pricing analytics, balance sheet management, credit performance oversight, capital optimization, and executive reporting. Build and develop a high-performing finance team, drive process automation and reporting modernization, and guide near- and long-term growth strategy.

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Citizens Bank
Citizens Bank
3 days ago

Finance Director - Credit Card & Unsecured Lending

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Last checked: 6 hours agoStatus: Live

Job Summary

Lead CFO-level financial strategy for the Credit Card and Unsecured Lending businesses, partnering with Consumer Lending leadership, Product, Risk, Treasury, Marketing, Operations, and Enterprise Finance. Own business planning, forecasting, profitability, pricing analytics, balance sheet management, credit performance oversight, capital optimization, and executive reporting. Build and develop a high-performing finance team, drive process automation and reporting modernization, and guide near- and long-term growth strategy.
Location: Philadelphia, Wilmington, Newark
Workplace: Hybrid
Employment Type: Full time
Job Function: Finance & Accounting
Seniority: CXO level

Key Responsibilities

  • •Serve as the primary Finance executive for Credit Card and Unsecured Lending leadership, advising on investment prioritization and business performance management.
  • •Own monthly, annual, and strategic forecasting processes for Balance Sheet, Income Statement, and non-financial outlooks.
  • •Drive portfolio profitability analysis across products, customer segments, acquisition channels, and vintages, partnering with Product, Strategy, and Marketing.
  • •Partner with Credit Risk, Treasury, and Finance leadership to evaluate portfolio performance, loss trends, risk-adjusted returns, and balance sheet strategies.
  • •Lead analysts and finance managers supporting the businesses while building and developing a high-performing Card and Unsecured finance team; drive process automation and reporting modernization.

Pay and Benefits

Salary: USD 170,000 - 230,000 annually
Schedule:4-Day Week
Perks:Health InsuranceDentalVisionRetirement BenefitsFlexible WorkWellness StipendMaternity LeavePaternity LeavePaid Leave

Key Requirements

  • •Bachelor's degree in Finance, Accounting, Economics, Mathematics, Statistics, or a related field.
  • •Progressive finance experience within banking or financial services.
  • •Experience leading and developing finance teams.
  • •Demonstrated experience supporting consumer lending, consumer banking, credit card, payments, personal lending, or retail banking businesses.
  • •Strong skills in financial planning and forecasting, profitability analysis, executive communication, financial modeling, and strategic business case development.
Experience:BankingFinancial servicesConsumer lendingConsumer bankingCredit cardsPaymentsRetail banking
Education:Bachelor's
Skills:Executive communicationInfluencing senior executivesCross-functional partnershipLeadershipProcess improvement
Certifications:CFACPA
Tech Stack:EssbaseTableauDodecaSQL

Eligibility

Visa:H1B
Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website