Mortgage Loan Officer (Full Time) - Plano

Prosperity Bancshares
Plano
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3-5 yearsEducation: high_schoolSkills: ["Communication","Public relations","Interviewing","Financial analysis","Ethical conduct"]

Source and originate eligible mortgage loans by converting leads from bank centers, realtors, home builders, financial planners, and networking relationships. Review mortgage applications, explain required documentation, and set realistic expectations for borrowers. Use knowledge of bank credit policies and GSE, FHA, and VA guidelines to assess creditworthiness and guide files through underwriting to closing while ensuring compliance and clear communication throughout the customer experience.

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Prosperity Bancshares
Prosperity Bancshares
4 months ago

Mortgage Loan Officer (Full Time) - Plano

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Last checked: 11 hours agoStatus: Live

Job Summary

Source and originate eligible mortgage loans by converting leads from bank centers, realtors, home builders, financial planners, and networking relationships. Review mortgage applications, explain required documentation, and set realistic expectations for borrowers. Use knowledge of bank credit policies and GSE, FHA, and VA guidelines to assess creditworthiness and guide files through underwriting to closing while ensuring compliance and clear communication throughout the customer experience.
Location: Plano
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Originate eligible mortgage loans and drive referral activity through banking centers, realtors, home builders, financial planners, networking groups, trade associations, and personal sphere of influence.
  • •Review loan applications, explain document requirements, and discuss mortgage facts related to ability to repay, bank credit policy, and underwriting documentation.
  • •Meet production expectations (monthly and 90-day rolling averages) for units and eligible loan volume.
  • •If assigned to a Prosperity Banking Center, build internal relationships by visiting the bank regularly and provide warm handoffs for mortgage referrals.
  • •Oversee the customer experience from origination and analysis through loan closing while staying informed of lending standards, legal requirements, and all bank policies.

Key Requirements

  • •High school graduate or equivalent; advanced degree preferred.
  • •Knowledge of bank consumer mortgage lending policies, procedures, and guidelines.
  • •Understanding of financial analysis and determining creditworthiness; NMLS certified.
  • •3 to 5 years of prior mortgage banking experience, including working knowledge of FNMA/FHLMC, FHA, and VA.
  • •Excellent communication and public relations skills, including solid interviewing skills. Uses related computer applications and business machines.
Experience:3-5 yearsMortgage bankingLendingFinancial services
Education:High School
Skills:CommunicationPublic relationsInterviewingFinancial analysisEthical conduct
Certifications:NMLS

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn