SBA Credit Analyst 6

U.S. Bancorp
Los Angeles, Minneapolis, Oregon, Columbus, Denver, Wisconsin, Arizona, Texas
Full timeUSD 111,095 - 130,700 annuallyFunction: Banking, Lending & CreditExperience: 6+ yearsEducation: bachelorsSkills: ["Analytical skills","Technical report writing","Verbal communication","Written communication","Risk identification"]

Evaluate and analyze credit requests for new, renewal, extension, and SBA-guaranteed loans, including gathering and interpreting customer and financial data. Conduct credit analysis for borrower eligibility, repayment capacity, collateral adequacy, and compliance with SBA lending guidelines and bank credit policy. Review SBA 7(a) and 504 loan portfolios to identify credit quality and risk issues, prepare credit memorandums, and partner with lending, underwriting, servicing, and portfolio teams to support SBA initiatives.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
1 day ago

SBA Credit Analyst 6

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Source: Company careers pageValidated by: Fursa AI
Last checked: 4 hours agoStatus: Live

Job Summary

Evaluate and analyze credit requests for new, renewal, extension, and SBA-guaranteed loans, including gathering and interpreting customer and financial data. Conduct credit analysis for borrower eligibility, repayment capacity, collateral adequacy, and compliance with SBA lending guidelines and bank credit policy. Review SBA 7(a) and 504 loan portfolios to identify credit quality and risk issues, prepare credit memorandums, and partner with lending, underwriting, servicing, and portfolio teams to support SBA initiatives.
Location: Los Angeles, Minneapolis, Oregon, Columbus, Denver, Wisconsin, Arizona, Texas
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Approve credit extensions or recommend approval/denial based on complete credit analysis and interpretation of credit information
  • •Evaluate borrower eligibility, repayment capacity, and collateral adequacy while ensuring compliance with SBA lending guidelines
  • •Review customer accounts and SBA 7(a) and 504 loan portfolios to assess credit quality, servicing, and compliance issues
  • •Analyze financial statements, cash flow, collateral, and industry trends in adherence to bank credit policy and SBA SOPs
  • •Use technological tools to compare credit options and provide recommendations, partnering with lending, underwriting, servicing, and portfolio management teams

Pay and Benefits

Salary: USD 111,095 - 130,700 annually
Perks:Health InsuranceDentalVisionLife InsuranceLong-term Disability401kPaid LeavePaid HolidaysAdoption AssistanceParental LeaveRetirement

Key Requirements

  • •Bachelor’s degree, or equivalent work experience
  • •Typically six or more years of relevant experience
  • •Strong credit analysis and analytical skills
  • •Thorough knowledge of credit analysis, credit administration, credit policy, and risk analysis
  • •Preferred experience includes SBA lending programs, such as SBA 7(a) and 504 loan structures, underwriting, and servicing requirements
Experience:6+ years
Education:Bachelor's
Skills:Analytical skillsTechnical report writingVerbal communicationWritten communicationRisk identification
Tech Stack:ExcelNCinoAFS

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
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