Credit Manager

Global Payments
China
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Communication","Analytical thinking","Stakeholder management","Risk-based decision-making","Collaboration"]

Evaluate credit applications and merchant portfolios by analyzing financial data, credit reports, and risk indicators to support informed approval and risk-based decisions. Structure and negotiate deal terms such as reserves, collateral, and guarantees to mitigate exposure while enabling business growth. Conduct portfolio reviews, due diligence, and risk assessments aligned to credit policies, regulatory requirements, and quality standards, and present credit analyses to senior management.

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FursaFursa
Global Payments
Global Payments
2 months ago

Credit Manager

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Source: Company careers pageValidated by: Fursa AI
Last checked: 46 days agoStatus: Live

Job Summary

Evaluate credit applications and merchant portfolios by analyzing financial data, credit reports, and risk indicators to support informed approval and risk-based decisions. Structure and negotiate deal terms such as reserves, collateral, and guarantees to mitigate exposure while enabling business growth. Conduct portfolio reviews, due diligence, and risk assessments aligned to credit policies, regulatory requirements, and quality standards, and present credit analyses to senior management.
Location: China
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Manager level

Key Responsibilities

  • •Evaluate credit applications and merchant portfolios using financial data, credit reports, and risk indicators to make approval/decline/conditional decisions.
  • •Structure and negotiate deal terms such as reserves, collateral, and guarantees to mitigate risk exposure while supporting growth.
  • •Conduct portfolio reviews, due diligence, and risk assessments to ensure adherence to credit policies, regulatory requirements, and quality standards.
  • •Prepare detailed credit analyses and executive credit memos and present recommendations to senior management.
  • •Partner with sales, legal, compliance, and external stakeholders to align on credit strategy, resolve issues, and support business initiatives.

Key Requirements

  • •Bachelor’s degree in Finance, Accounting, Statistics, or Business with a strong analytical foundation.
  • •Minimum 3+ years of experience in finance, accounting, or credit risk, including 2+ years as a Credit Analyst.
  • •Strong expertise in credit risk assessment, financial statement analysis, and portfolio management.
  • •Proven ability to evaluate complex deals and make sound risk-based decisions in a fast-paced environment.
  • •Excellent communication skills to clearly articulate and defend credit decisions to internal and external stakeholders.
Experience:3+ years
Education:Bachelor's in Finance, Accounting, Statistics, or Business
Skills:CommunicationAnalytical thinkingStakeholder managementRisk-based decision-makingCollaboration

Company Brief

Global Payments
Global Payments provides payment technology and software solutions for merchants, issuers, and partners worldwide, enabling electronic payments, omni-channel commerce, and value-added services across industries.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Atlanta, United States
Founded: 2001
WebsiteLinkedIn