Sr Underwriting - Life

Aon
United States
Workplace: OnsiteFull timeUSD 86,500 - 110,000 annuallyFunction: Insurance & ActuarialExperience: 8-10 yearsEducation: bachelorsSkills: ["Communication","Negotiation","Relationship management","Analytical judgment","Problem-solving"]

Serve as a senior life insurance underwriting consultant and subject matter expert on complex, impaired-risk individual cases. Evaluate underwriting risks, develop case-specific strategies, and guide matters through evidence collection and technical issue resolution. Build strong relationships with advisors and carrier underwriting teams, negotiate reconsiderations for favorable outcomes, and provide thought leadership via education, presentations, and underwriting best-practice improvements.

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Aon
Aon
1 day ago

Sr Underwriting - Life

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Last checked: 2 hours agoStatus: Live

Job Summary

Serve as a senior life insurance underwriting consultant and subject matter expert on complex, impaired-risk individual cases. Evaluate underwriting risks, develop case-specific strategies, and guide matters through evidence collection and technical issue resolution. Build strong relationships with advisors and carrier underwriting teams, negotiate reconsiderations for favorable outcomes, and provide thought leadership via education, presentations, and underwriting best-practice improvements.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Insurance & Actuarial
Seniority: Mid level

Key Responsibilities

  • •Act as a senior underwriting consultant and subject matter expert on complex and impaired-risk individual life coverage cases.
  • •Evaluate underwriting risk factors and develop case-specific strategies to optimize carrier placement and client outcomes.
  • •Guide cases through the underwriting process by coordinating evidence collection, resolving technical issues, and facilitating communication among parties.
  • •Advocate for favorable underwriting outcomes through carrier negotiations, reconsiderations, and strategic case positioning.
  • •Contribute thought leadership through industry presentations, advisor education, and process improvements.

Pay and Benefits

Salary: USD 86,500 - 110,000 annually
Perks:Paid Leave401kHealth Insurance

Key Requirements

  • •Minimum 8-10 years of progressive life insurance underwriting experience.
  • •College degree required (advanced degree a plus).
  • •Deep expertise in individual life insurance underwriting, including complex impaired-risk assessment and mortality analysis.
  • •Solid understanding of carrier underwriting philosophies, risk appetites, and placement strategies.
  • •Ability to provide technical expertise, thought leadership, education, and process improvement initiatives.
Experience:8-10 yearsLife insurance underwriting
Education:Bachelor's
Skills:CommunicationNegotiationRelationship managementAnalytical judgmentProblem-solving
Licenses:Life Health License

Company Brief

Aon
Global professional services firm providing risk, retirement, human resources, and insurance brokerage solutions to clients worldwide, including consulting, reinsurance, and data-driven risk management services.
Industry: Insurance
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1982
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