Mortgage Loan Originator

U.S. Bancorp
Sacramento, California
Workplace: HybridFull timeUSD 20 - 20Function: Banking, Lending & CreditExperience: 1+ yearsEducation: high_schoolSkills: ["Sales ability","Independent work","Financial analysis","Verbal communication","Written communication"]

Originating mortgage loans within an assigned metropolitan territory, you’ll take applications, conduct preliminary underwriting reviews, and route submissions to processing and underwriting for approval. You’ll follow up to ensure required documents for processing, underwriting, and closing are secured on time, and actively solicit and conduct sales activities away from U.S. Bank locations. This role requires NMLS registration under the SAFE Act and Regulation Z.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
2 months ago

Mortgage Loan Originator

✓ Verified Job

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Source: Company careers pageValidated by: Fursa AI
Last checked: 27 days agoStatus: Live

Job Summary

Originating mortgage loans within an assigned metropolitan territory, you’ll take applications, conduct preliminary underwriting reviews, and route submissions to processing and underwriting for approval. You’ll follow up to ensure required documents for processing, underwriting, and closing are secured on time, and actively solicit and conduct sales activities away from U.S. Bank locations. This role requires NMLS registration under the SAFE Act and Regulation Z.
Location: Sacramento, California
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Originates mortgage loans in an assigned metropolitan territory by taking applications and conducting preliminary underwriting reviews.
  • •Submits loan applications to processing and underwriting for approval.
  • •Follows up to ensure documents required for processing, underwriting, and closing are secured timely.
  • •Regularly solicits and conducts sales-related activities away from U.S. Bank locations, spending at least 50% of time offsite.
  • •Manages NMLS registration requirements under the SAFE Act and Regulation Z, including maintaining satisfactory credit and criminal records.
Travel: Medium travel

Pay and Benefits

Salary: USD 20
Perks:Health InsuranceDentalVision401kPaid Leave

Key Requirements

  • •High school diploma or equivalent.
  • •Minimum one year of mortgage, sales, real estate, or banking experience.
  • •Ability to travel.
  • •This role requires National Mortgage Licensing System (NMLS) registration under the SAFE Act and Regulation Z (including criminal background and credit check).
  • •Preferred: established referral base within the assigned market.
Experience:1+ yearsMortgageSalesReal estateBanking
Education:High School
Skills:Sales abilityIndependent workFinancial analysisVerbal communicationWritten communication
Licenses:NMLS
Tech Stack:NMLSSAFE Act of 2008Regulation ZFNMAFHLMCFHAVATruth-in-LendingRESPA

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
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