Credit Risk Underwriter

Fiserv
India
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditEducation: bachelorsSkills: ["Attention to detail","Risk assessment","Documentation","Communication"]

Underwrite new retail relationships and conduct periodic annual reviews for retail entities, monitoring for reputational and other risks. Ensure partner compliance with credit policy and retail ISO program standards, including annual audits of key partner and review databases. Manage inactive user IDs and provide backup for new user ID creation across systems. Perform on-demand MATCH diligence and support card compliance, and oversee monthly OFAC file screening and retail ISO alerts for portfolio and chargeback variances.

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FursaFursa
Fiserv
Fiserv
5 hours ago

Credit Risk Underwriter

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live
Reposted: similar role first listed 3 weeks ago

Job Summary

Underwrite new retail relationships and conduct periodic annual reviews for retail entities, monitoring for reputational and other risks. Ensure partner compliance with credit policy and retail ISO program standards, including annual audits of key partner and review databases. Manage inactive user IDs and provide backup for new user ID creation across systems. Perform on-demand MATCH diligence and support card compliance, and oversee monthly OFAC file screening and retail ISO alerts for portfolio and chargeback variances.
Location: India
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Conduct underwriting of new retail relationships across all entity types.
  • •Perform periodic annual reviews of retail entities and monitor for reputational and other risks.
  • •Ensure partner compliance with credit policy and retail ISO program standards, including annual audits of relevant databases.
  • •Manage removal of inactive user IDs and provide backup for new user ID creation for MAI, CARS, and IDS systems.
  • •Run on-demand MATCH diligence searches and card compliance reviews; manage monthly OFAC files and retail ISO alerts for portfolio composition and chargeback variances.

Key Requirements

  • •3+ years of experience in credit risk, underwriting, merchant processing, financial services, or related risk evaluation.
  • •2+ years reviewing individual and business credit reports and applying findings to risk-based decisions.
  • •2+ years in a client-facing role working with sales partners, merchants, processors, or similar external stakeholders.
  • •2+ years using Microsoft Office Suite to document reviews, manage workflows, and communicate findings.
  • •Ability to assess application quality, interpret supporting documentation, and use third-party verification tools to evaluate business legitimacy and credit exposure.
Experience:Financial servicesCredit riskMerchant processing
Education:Bachelor's
Skills:Attention to detailRisk assessmentDocumentationCommunication
Tech Stack:Microsoft Office SuiteOFACMATCHMAICARSIDS

Company Brief

Fiserv
Provides payments, processing services, risk management, and core banking technology to financial institutions, merchants, and businesses worldwide, enabling digital payments, account processing, and financial services integration.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Brookfield, United States
Founded: 1984
WebsiteLinkedIn