Credit Analyst - Auto Dealer Finance - Institutional Client Group

U.S. Bancorp
Minneapolis, Los Angeles
Workplace: OnsiteFull timeUSD 86,530 - 101,800Function: Banking, Lending & CreditExperience: 4+ yearsEducation: bachelorsSkills: ["Analytical skills","Technical report writing","Verbal and written communication","Credit analysis","Risk analysis"]

Review and analyze customer credit information to recommend or approve extensions, renewals, and new loans. Conduct complete credit analyses by gathering, interpreting, and evaluating credit data, and monitor accounts/portfolios to identify credit quality issues. Use technological tools to compare options and determine appropriate courses of action, making recommendations to support lending decisions while maximizing credit quality and minimizing risk and loss.

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FursaFursa
U.S. Bancorp
U.S. Bancorp
2 months ago

Credit Analyst - Auto Dealer Finance - Institutional Client Group

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Source: Company careers pageValidated by: Fursa AI
Last checked: 24 days agoStatus: Live

Job Summary

Review and analyze customer credit information to recommend or approve extensions, renewals, and new loans. Conduct complete credit analyses by gathering, interpreting, and evaluating credit data, and monitor accounts/portfolios to identify credit quality issues. Use technological tools to compare options and determine appropriate courses of action, making recommendations to support lending decisions while maximizing credit quality and minimizing risk and loss.
Location: Minneapolis, Los Angeles
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Approve extensions of credit or recommend decisions on new, renewal, and extension loans.
  • •Gather, analyze, and interpret credit information for existing and prospective customers.
  • •Review customer accounts and portfolios to evaluate credit quality issues and determine next actions.
  • •Use technological tools/computer software to support credit analysis and compare courses of action.
  • •Make recommendations and/or decisions based on analyzed possibilities while minimizing risk and potential loss.

Pay and Benefits

Salary: USD 86,530 - 101,800
Perks:Health InsuranceDentalVisionLife InsuranceLong-term DisabilityParental Leave401kPaid LeavePaid Holidays

Key Requirements

  • •Bachelor’s degree, or equivalent work experience.
  • •Typically four or more years of relevant experience.
  • •Strong credit analysis and analytical skills.
  • •Thorough knowledge of credit analysis, credit administration, credit policy/procedures, and risk analysis.
  • •Background in economics, accounting, and/or finance (master’s degree or CPA certification preferred).
Experience:4+ yearsCredit analysis
Education:Bachelor's
Skills:Analytical skillsTechnical report writingVerbal and written communicationCredit analysisRisk analysis
Certifications:CPA

Company Brief

U.S. Bancorp
U.S. Bancorp is the parent company of U.S. Bank, providing consumer, business, and institutional banking services including lending, payments, treasury management, wealth management, and merchant solutions across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Minneapolis, United States
Founded: 1863
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