Wayflyer

2 months ago

Senior Credit Analyst, New Verticals

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 8 hours agoStatus: Live

Job Summary

Analyze bank statements, management accounts, and non-financial data to assess cash conversion, repayment capacity, and collectability. Identify risks across industries, lead client calls to validate activity, and collaborate with Credit Strategy, Product, Sales, and Operations to refine lending frameworks and build long-term funding relationships.

Location: Charlotte

Workplace: Hybrid

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Analyze bank statements, management accounts and non-financial data of new and existing customers to understand cash conversion cycles, repayment capacity and overall collectability.
•Identify and assess the risks involved in funding a variety of business types, including but not limited to software, professional services, healthcare, bars and events.
•Lead and support customer calls to validate trading activity, reconcile deposits against reported revenue and evaluate the sustainability of sales growth, margins and cashflow.
•Work closely with Credit Strategy and Product teams to refine lending frameworks, scoring models and credit policies that drive sound decision-making across industries.
•Collaborate with our Sales and Operations teams to understand how customers are acquired and onboarded, and how we build long-term funding relationships.

Pay and Benefits

Perks:Health Insurance401kEquityRemote WorkPaid LeaveWellness StipendLife Insurance

Key Requirements

•3+ years of experience in commercial lending, underwriting, or credit risk within a bank, fintech, or fund; portfolio management or structured credit experience (e.g., secured lending, revenue-based financing) as a plus.
•Strong understanding of financial statements and credit analysis (P&L, balance sheet, cashflow).
•Comfort leading regular internal and external (client-facing) meetings and presenting findings to senior stakeholders.
•CPA, CFA, or equivalent accounting/finance qualification (or currently pursuing one).
•Exposure working with global teams or in data-driven underwriting/fintech environments.

Experience:3+ yearsFintechFinance

Skills:CommunicationPresentationCollaborationProblem-solving

Certifications:CPACFA

Company Brief

Wayflyer

Provides revenue-based financing and analytics for e-commerce and direct-to-consumer brands, offering capital, advertising spend, and data-driven insights to support growth without equity dilution.

Industry: Lending

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Funding: Series C

Headquarters: Dublin, Ireland

Founded: 2018

Website LinkedIn

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Wayflyer

2 months ago

Senior Credit Analyst, New Verticals

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 8 hours agoStatus: Live

Job Summary

Location: Charlotte

Workplace: Hybrid

Employment Type: Full time

Job Function: Banking, Lending & Credit

Seniority: Sr. Manager level

Key Responsibilities

•Analyze bank statements, management accounts and non-financial data of new and existing customers to understand cash conversion cycles, repayment capacity and overall collectability.
•Identify and assess the risks involved in funding a variety of business types, including but not limited to software, professional services, healthcare, bars and events.
•Lead and support customer calls to validate trading activity, reconcile deposits against reported revenue and evaluate the sustainability of sales growth, margins and cashflow.
•Work closely with Credit Strategy and Product teams to refine lending frameworks, scoring models and credit policies that drive sound decision-making across industries.
•Collaborate with our Sales and Operations teams to understand how customers are acquired and onboarded, and how we build long-term funding relationships.

Pay and Benefits

Perks:Health Insurance401kEquityRemote WorkPaid LeaveWellness StipendLife Insurance

Key Requirements

•3+ years of experience in commercial lending, underwriting, or credit risk within a bank, fintech, or fund; portfolio management or structured credit experience (e.g., secured lending, revenue-based financing) as a plus.
•Strong understanding of financial statements and credit analysis (P&L, balance sheet, cashflow).
•Comfort leading regular internal and external (client-facing) meetings and presenting findings to senior stakeholders.
•CPA, CFA, or equivalent accounting/finance qualification (or currently pursuing one).
•Exposure working with global teams or in data-driven underwriting/fintech environments.

Experience:3+ yearsFintechFinance

Skills:CommunicationPresentationCollaborationProblem-solving

Certifications:CPACFA

Company Brief

Wayflyer

Provides revenue-based financing and analytics for e-commerce and direct-to-consumer brands, offering capital, advertising spend, and data-driven insights to support growth without equity dilution.

Industry: Lending

Company Size: Large (251 to 1,000 employees)

Growth: Scaleup

Funding: Series C

Headquarters: Dublin, Ireland

Founded: 2018

Website LinkedIn