Portfolio Manager (Full Time) - Central Texas

Prosperity Bancshares
Austin
Workplace: OnsiteFull timeFunction: Capital Markets, Trading & QuantExperience: 2-3 yearsEducation: bachelorsSkills: ["Written communication","Analytical skills","Planning and organization","Public speaking","Confidentiality"]

Manage credit underwriting and portfolio oversight for commercial banking relationships, ensuring strong credit quality and efficient processes to retain and expand clients. Analyze financial data to evaluate loan requests, monitor borrower performance and repayment, coordinate renewals and loan closings, and support approval workflows. You’ll also assist with due diligence, prepare loan packages and presentations, handle amendments and covenant compliance, and perform annual loan reviews as needed.

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Prosperity Bancshares
Prosperity Bancshares
14 hours ago

Portfolio Manager (Full Time) - Central Texas

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Last checked: 11 hours agoStatus: Live

Job Summary

Manage credit underwriting and portfolio oversight for commercial banking relationships, ensuring strong credit quality and efficient processes to retain and expand clients. Analyze financial data to evaluate loan requests, monitor borrower performance and repayment, coordinate renewals and loan closings, and support approval workflows. You’ll also assist with due diligence, prepare loan packages and presentations, handle amendments and covenant compliance, and perform annual loan reviews as needed.
Location: Austin
Workplace: Onsite
Employment Type: Full time
Job Function: Capital Markets, Trading & Quant
Seniority: Mid level

Key Responsibilities

  • •Analyze financial data to determine merits of loan requests and assist with due diligence for new client relationships.
  • •Monitor existing client relationships and borrower repayment activities, take necessary actions for past-due accounts, and perform annual loan reviews as needed.
  • •Support the renewal process by coordinating with Relationship Managers, clients, and the credit department.
  • •Prepare loan packages, make presentations, and participate in the bank’s loan approval process.
  • •Manage and coordinate loan closing and modifications/amendments/waivers, including exception tracking, financial reporting, and covenant compliance.

Key Requirements

  • •Bachelor’s degree in a business concentration preferred.
  • •2-3 years of banking experience focused on credit analysis/underwriting.
  • •Proficiency with Microsoft Word, Excel, PowerPoint, and some financial spreading software.
  • •Strong written and analytical skills to evaluate cash-flow and collateral-based credits with limited guidance.
  • •Ability to handle complex, non-standard situations; excellent planning and organizational skills, including independent work and confidentiality.
Experience:2-3 yearsBankingCommercial lendingCredit analysisCredit underwriting
Education:Bachelor's in business
Skills:Written communicationAnalytical skillsPlanning and organizationPublic speakingConfidentiality
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn