HM Loss Mit Dec Sr Spec

Citizens Bank
United States
Workplace: OnsiteFull timeUSD 24.52 - 30.29 hourlyFunction: Banking, Lending & CreditEducation: high_schoolSkills: ["Detail-oriented","Analytical","Decision-making"]

Process and reconcile loss mitigation decisioning files received from fulfillment teams by working within the decisioning workflow. Ensure regulatory requirements are met for each account in the work-out process, while reviewing documentation completeness and validating financial data accuracy against customer-reported information. Use mortgage lending guidelines and automated underwriting systems (Back in the Black) to analyze financial information and determine effective work-out strategies that maximize customer experience.

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FursaFursa
Citizens Bank
Citizens Bank
1 day ago

HM Loss Mit Dec Sr Spec

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Source: Company careers pageValidated by: Fursa AI
Last checked: 3 hours agoStatus: Live

Job Summary

Process and reconcile loss mitigation decisioning files received from fulfillment teams by working within the decisioning workflow. Ensure regulatory requirements are met for each account in the work-out process, while reviewing documentation completeness and validating financial data accuracy against customer-reported information. Use mortgage lending guidelines and automated underwriting systems (Back in the Black) to analyze financial information and determine effective work-out strategies that maximize customer experience.
Location: United States
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Reconcile loss mitigation decisioning files by accessing the loan system and acknowledging receipt.
  • •Complete steps within the decisioning workflow within assigned timelines to ensure maximum customer experience.
  • •Ensure regulatory requirements are met for each account within the work-out process.
  • •Analyze financial information to determine the most effective work-out strategy.
  • •Review reported financial data for accuracy by comparing customer-reported information to actual financials.

Pay and Benefits

Salary: USD 24.52 - 30.29 hourly
Perks:Health InsuranceDentalVisionRetirement BenefitsMaternity LeavePaternity LeavePaid LeaveWellness Stipend

Key Requirements

  • •Strong understanding of mortgage lending guidelines (FHA, VA, Fannie Mae, Freddie Mac).
  • •Proficiency in automated underwriting systems (Back in the Black, BITB).
  • •Ability to interpret credit reports, income documentation, and appraisal reports.
  • •Detail-oriented with strong analytical and decision-making skills.
  • •Bachelor’s degree or two years equivalent experience.
Experience:Mortgage lending
Education:High School
Skills:Detail-orientedAnalyticalDecision-making
Languages:US
Tech Stack:Back in the Black (BITB)

Company Brief

Citizens Bank
Regional bank offering retail and commercial banking, mortgage lending, wealth management, and payment services to individuals and businesses across the United States.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Providence, United States
Founded: 1828
Website