HSBC

1 month ago

Analyst – Credit Analysis Unit

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Analyst – Credit Analysis Unit in Bangalore supports end-to-end Credit & Capital Management, delivering BCO tasks with defined OKRs, SLAs and KPIs. You’ll assist credit analyses, prepare credit proposals, ensure security documentation is complete, monitor credit quality, and help drive regulatory adherence and process improvements within HSBC’s credit risk framework.

Location: Bengaluru

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Deliver BCO tasks in line with agreed OKRs, SLAs and KPIs, supporting the end-to-end Credit & Capital Management servicing journey for customers and internal stakeholders.
•Assist the Relationship Manager with credit analysis and timely submission of credit proposals for facilities for existing and prospective clients; liaise with relevant teams for facility letters and security documents.
•Proactively manage the credit quality of the supported portfolio by conducting periodic credit reviews; track and report covenant compliance; escalate deviations to Risk for resolution.
•Ensure consistent application of HSBC policies and regulatory standards to minimize risk; support the BCO Manager and Team Lead on ad-hoc requirements and strategic initiatives.
•Participate in deal discussions with clients; maintain First Line of Defense controls and ensure timely implementation of audit recommendations and regulatory requirements.

Key Requirements

•Post Graduation in Management / Finance / Economics, or equivalent such as a Chartered Accountant CFA, FRM or equivalent as per local market conditions.
•0 to 6 years of relevant experience in corporate banking, credit analysis or related fields.
•Good understanding of financing instruments, banking products, budgeting, financial forecasting and financial analysis; awareness of ESG and climate risk concepts.
•Postings emphasize strong Excel and Word proficiency; database skills are an advantage and the ability to learn new systems quickly.
•Demonstrated ability to collaborate with diverse stakeholders and ensure compliance with regulatory and internal controls.

Experience:BankingCredit analysisCorporate financeESG

Education:Master's

Skills:ExcelWordFinancial analysisCommunicationTeamwork

Certifications:CFAFRMCA

Languages:English

Tech Stack:ExcelWordCredit analysisFinancial analysis

Company Brief

HSBC

Global banking and financial services organisation offering retail, commercial, corporate and investment banking, wealth management, and global markets services across Europe, Asia, the Americas and the Middle East.

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: London, United Kingdom

Founded: 1865

Glassdoor: 3.6

Website LinkedIn

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HSBC

1 month ago

Analyst – Credit Analysis Unit

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 2 hours agoStatus: Live

Job Summary

Location: Bengaluru

Workplace: Onsite

Employment Type: Full time

Job Function: Banking, Lending & Credit

Key Responsibilities

•Deliver BCO tasks in line with agreed OKRs, SLAs and KPIs, supporting the end-to-end Credit & Capital Management servicing journey for customers and internal stakeholders.
•Assist the Relationship Manager with credit analysis and timely submission of credit proposals for facilities for existing and prospective clients; liaise with relevant teams for facility letters and security documents.
•Proactively manage the credit quality of the supported portfolio by conducting periodic credit reviews; track and report covenant compliance; escalate deviations to Risk for resolution.
•Ensure consistent application of HSBC policies and regulatory standards to minimize risk; support the BCO Manager and Team Lead on ad-hoc requirements and strategic initiatives.
•Participate in deal discussions with clients; maintain First Line of Defense controls and ensure timely implementation of audit recommendations and regulatory requirements.

Key Requirements

•Post Graduation in Management / Finance / Economics, or equivalent such as a Chartered Accountant CFA, FRM or equivalent as per local market conditions.
•0 to 6 years of relevant experience in corporate banking, credit analysis or related fields.
•Good understanding of financing instruments, banking products, budgeting, financial forecasting and financial analysis; awareness of ESG and climate risk concepts.
•Postings emphasize strong Excel and Word proficiency; database skills are an advantage and the ability to learn new systems quickly.
•Demonstrated ability to collaborate with diverse stakeholders and ensure compliance with regulatory and internal controls.

Experience:BankingCredit analysisCorporate financeESG

Education:Master's

Skills:ExcelWordFinancial analysisCommunicationTeamwork

Certifications:CFAFRMCA

Languages:English

Tech Stack:ExcelWordCredit analysisFinancial analysis

Company Brief

HSBC

Industry: Banking

Company Size: Enterprise (1,001+ employees)

Revenue: USD 1B+

Growth: Public Company

Valuation: Public Company (Market Cap in USD)

Funding: IPO / Publicly Listed

Headquarters: London, United Kingdom

Founded: 1865

Glassdoor: 3.6

Website LinkedIn