Software Engineer, Credit

Ramp
New York
Workplace: RemoteFull timeUSD 168,000 - 275,100 annuallyFunction: Software EngineeringExperience: 2+ yearsSkills: ["Ownership","Collaboration","Communication","Problem-solving"]

Backend-focused risk engineer developing stateful, high-speed systems for automated limit management and real-time risk decisions. You’ll own the technical roadmap for limit management, portfolio optimization, and agentic workflows, collaborating with analysts, data scientists, and product teams to translate risk strategies into reliable software in a fintech environment.

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Ramp
Ramp
7 months ago

Software Engineer, Credit

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Source: Company careers pageValidated by: Fursa AI
Last checked: 10 hours agoStatus: Live

Job Summary

Backend-focused risk engineer developing stateful, high-speed systems for automated limit management and real-time risk decisions. You’ll own the technical roadmap for limit management, portfolio optimization, and agentic workflows, collaborating with analysts, data scientists, and product teams to translate risk strategies into reliable software in a fintech environment.
Location: New York
Workplace: Remote
Employment Type: Full time
Job Function: Software Engineering

Key Responsibilities

  • •Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio.
  • •Envision and build the next generation of agents and tools that automate manual Risk decisions and increase operational efficiency.
  • •Develop high-volume, low-latency Risk controls to support Ramp’s expansion into new products, customer segments, and geographies.
  • •Design and build real-time decisioning systems spanning the entirety of a business’ tenure on Ramp.
  • •Partner closely with analysts, data scientists and product to translate risk strategies into reliable software.

Pay and Benefits

Salary: USD 168,000 - 275,100 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVision401kPaid LeaveFertility HraParental LeavePet InsuranceHome-office

Key Requirements

  • •2+ years of backend engineering experience.
  • •Proficiency in Python or a comparable backend language.
  • •Experience with distributed systems and asynchronous frameworks.
  • •Ability to convert abstract business problems into robust data models and technical specs.
  • •Experience building or operating systems with auditability, observability, and correctness guarantees.
Experience:2+ yearsFintechSaaS
Skills:OwnershipCollaborationCommunicationProblem-solving
Tech Stack:PythonDistributed SystemsAsync frameworksData modelingAuditingObservability

Company Brief

Ramp
Provides an AI-enabled finance operations platform offering corporate cards, expense management, bill payments, procurement, travel, treasury, and automated accounting to help finance teams save time and money.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 500M to 1B
Growth: Scaleup
Valuation: Decacorn (USD 10B+)
Funding: Series E+
Headquarters: New York, United States
Founded: 2019
Glassdoor
Glassdoor: 4.2
WebsiteLinkedInGlassdoor