Associate Business Credit Office (Ciudad Obregon, SON, MX, 85000)

HSBC
Mexico
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Strong analysis","Attention to detail","Analytic thinking","Strategic thinking","Proactive communication","Organization","Relationship management","Written and oral communication"]

Own end-to-end credit processes for Wholesale Banking customers, supporting Relationship Managers in structuring credit solutions aligned to corporate, commercial real estate, financial institutions, and multinational clients. Assess and mitigate credit risks, prepare English credit applications, monitor portfolio compliance, and ensure credit file completeness. Coordinate with HSBC back-office teams, communicate with customers for documentation and borrower insights, and partner with internal stakeholders to expand the lending portfolio.

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FursaFursa
HSBC
HSBC
3 days ago

Associate Business Credit Office (Ciudad Obregon, SON, MX, 85000)

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Job Summary

Own end-to-end credit processes for Wholesale Banking customers, supporting Relationship Managers in structuring credit solutions aligned to corporate, commercial real estate, financial institutions, and multinational clients. Assess and mitigate credit risks, prepare English credit applications, monitor portfolio compliance, and ensure credit file completeness. Coordinate with HSBC back-office teams, communicate with customers for documentation and borrower insights, and partner with internal stakeholders to expand the lending portfolio.
Location: Mexico
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Contribute with Relationship Managers to structure short- or long-term financial solutions for corporate customers.
  • •Identify, assess, and help mitigate risks to ensure deals comply with Mexican banking regulation and HSBC internal policies.
  • •Prepare credit applications in English, including analysis of financial statements, industry analysis, and annual projections to predict repayment capacity.
  • •Monitor credit portfolio compliance (financial and non-financial terms) to detect negative trends and ensure effects are addressed.
  • •Manage customer communication for documentation follow-up and borrower information to support monitoring and growth of the lending portfolio.

Pay and Benefits

Perks:Paid Leave

Key Requirements

  • •2 years of credit analysis experience.
  • •Strong analysis skills, including financial statement analysis and understanding business/industry drivers.
  • •Ability to prepare credit applications in English with exhaustive customer assessment and repayment-capacity projections.
  • •Basic knowledge of derivatives.
  • •Bachelor’s degree (BS/BA) in Economy, Actuarial Science, Financial Management, Public Accounting, Industrial Engineering, or Chemical Engineering; proficient in English.
Experience:2+ yearsCredit analysis
Education:Bachelor's
Skills:Strong analysisAttention to detailAnalytic thinkingStrategic thinkingProactive communicationOrganizationRelationship managementWritten and oral communication
Languages:English
Tech Stack:Derivatives

Company Brief

HSBC
Global banking and financial services organisation offering retail, commercial, corporate and investment banking, wealth management, and global markets services across Europe, Asia, the Americas and the Middle East.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 1865
Glassdoor
Glassdoor: 3.6
WebsiteLinkedIn