Zopa Bank

1 day ago

Financial Crime Specialist - Transaction Monitoring

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 17 hours agoStatus: Live

Job Summary

Review and analyze customer transactions to detect suspicious activity, including money laundering, fraud, and terrorist financing. Investigate flagged and Mule alerts using transaction monitoring systems, escalate concerns for further investigation, and ensure compliance with UK legal and regulatory obligations. Prepare investigation reports and maintain accurate records for audits and regulatory reviews. Use AI-enabled monitoring tools and apply analyst judgement to assess AI-generated alerts and recommendations.

Location: Manchester

Workplace: Hybrid

Employment Type: Full time

Job Function: Legal, Risk & Compliance

Key Responsibilities

•Review and analyse customer transactions to identify potentially suspicious activity related to money laundering, fraud, terrorist financing, and other typologies.
•Investigate flagged transactions and assess potential risk using transaction monitoring systems.
•Investigate Mule alerts raised through transaction monitoring and escalate suspicious activity for further investigation.
•Use AI-enabled monitoring tools by reviewing AI-generated alerts and recommendations and applying analyst judgement to decision-making.
•Prepare detailed investigation reports and maintain accurate records of monitored transactions and investigations for audit and regulatory reviews.

Key Requirements

•Experience in financial crime, ideally in transaction monitoring within banking or financial services.
•Ability to leverage AI tools to support financial crime investigations and produce high-quality investigative summaries while maintaining analytical judgement and regulatory awareness.
•Ability to critically assess AI-generated case summaries and apply professional judgement to ensure regulatory and policy compliance.
•Strong knowledge of UK financial crime regulations, including POCA, the Money Laundering Regulations (MLR), and FCA guidelines.
•Familiarity with transaction monitoring systems, along with strong analytical, investigative, and communication skills.

Experience:BankingFinancial services

Skills:Analytical judgementAnalytical and investigative skillsAttention to detailWritten communicationVerbal communication

Tech Stack:AITransaction monitoring systems

Company Brief

Zopa Bank

Zopa is a UK-based digital bank and fintech offering savings, personal loans, and credit products. Founded as a peer-to-peer lender, it now operates a regulated retail bank focused on straightforward consumer financial services and competitive rates.

Industry: Retail Banking

Company Size: Large (251 to 1,000 employees)

Growth: Established Company

Headquarters: London, United Kingdom

Founded: 2005

Website LinkedIn

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Zopa Bank

1 day ago

Financial Crime Specialist - Transaction Monitoring

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI

Last checked: 17 hours agoStatus: Live

Job Summary

Location: Manchester

Workplace: Hybrid

Employment Type: Full time

Job Function: Legal, Risk & Compliance

Key Responsibilities

•Review and analyse customer transactions to identify potentially suspicious activity related to money laundering, fraud, terrorist financing, and other typologies.
•Investigate flagged transactions and assess potential risk using transaction monitoring systems.
•Investigate Mule alerts raised through transaction monitoring and escalate suspicious activity for further investigation.
•Use AI-enabled monitoring tools by reviewing AI-generated alerts and recommendations and applying analyst judgement to decision-making.
•Prepare detailed investigation reports and maintain accurate records of monitored transactions and investigations for audit and regulatory reviews.

Key Requirements

•Experience in financial crime, ideally in transaction monitoring within banking or financial services.
•Ability to leverage AI tools to support financial crime investigations and produce high-quality investigative summaries while maintaining analytical judgement and regulatory awareness.
•Ability to critically assess AI-generated case summaries and apply professional judgement to ensure regulatory and policy compliance.
•Strong knowledge of UK financial crime regulations, including POCA, the Money Laundering Regulations (MLR), and FCA guidelines.
•Familiarity with transaction monitoring systems, along with strong analytical, investigative, and communication skills.

Experience:BankingFinancial services

Skills:Analytical judgementAnalytical and investigative skillsAttention to detailWritten communicationVerbal communication

Tech Stack:AITransaction monitoring systems

Company Brief

Zopa Bank

Industry: Retail Banking

Company Size: Large (251 to 1,000 employees)

Growth: Established Company

Headquarters: London, United Kingdom

Founded: 2005

Website LinkedIn