Senior Software Developer II - Receive Risk

Wise
London
Workplace: HybridFull timeGBP 111,000 - 145,000 annuallyFunction: Software EngineeringSkills: ["Communication","Collaboration","Growth mindset","Mentorship","Product-oriented mindset"]

Build and evolve fraud detection and prevention systems that help customers receive money quickly and securely. Work on backend services for Wise’s Acquiring products (QuickPay, Payment links, Invoices, e-commerce) and partner with Product, Data Science, Fraud Prevention Analysts, and Fraud agents to balance fast shipping with low risk and cost. Own features end-to-end with strong focus on scalability, reliability, and low-latency performance.

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Wise
Wise
1 day ago

Senior Software Developer II - Receive Risk

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Source: Company careers pageValidated by: Fursa AI
Last checked: 18 hours agoStatus: Live

Job Summary

Build and evolve fraud detection and prevention systems that help customers receive money quickly and securely. Work on backend services for Wise’s Acquiring products (QuickPay, Payment links, Invoices, e-commerce) and partner with Product, Data Science, Fraud Prevention Analysts, and Fraud agents to balance fast shipping with low risk and cost. Own features end-to-end with strong focus on scalability, reliability, and low-latency performance.
Location: London
Workplace: Hybrid
Employment Type: Full time · Permanent
Job Function: Software Engineering
Seniority: Mid level

Key Responsibilities

  • •Build a fraud engine to help ship new products and features quickly while keeping risk and cost low.
  • •Collaborate with Product, Data Science, Fraud Prevention Analysts, and Fraud agents to strike the right balance between scaling and mitigating risk.
  • •Support Wise’s Acquiring products (QuickPay, payment links, Invoices, e-commerce) with secure, reliable backend systems.
  • •Deliver high-performance, low-latency services with a focus on speed, scalability, and reliability.
  • •Own features end-to-end and work across teams to deliver user and business value.

Pay and Benefits

Salary: GBP 111,000 - 145,000 annually
Equity and Bonus:Equity

Key Requirements

  • •Hands-on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
  • •Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
  • •Strong product-oriented mindset with end-to-end ownership of features and close collaboration across teams.
  • •Proficiency in Java (preferred) or solid experience with similar backend programming languages.
  • •Familiarity with messaging systems such as Kafka or RabbitMQ and strong knowledge of relational databases (SQL).
Skills:CommunicationCollaborationGrowth mindsetMentorshipProduct-oriented mindset
Languages:English
Tech Stack:Distributed systemsMicroservicesBackend servicesJavaKafkaRabbitMQRelational databasesSQLData pipelinesMachine learning

Company Brief

Wise
Wise (formerly TransferWise) is a London-based fintech that provides low-cost international money transfers, multi-currency accounts and payment infrastructure for individuals and businesses worldwide.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: London, United Kingdom
Founded: 2011
Glassdoor
Glassdoor: 3.8
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