Director, Credit Risk

Airwallex
San Francisco, New York
Workplace: HybridFull timeUSD 190,000 - 320,000 annuallyFunction: Banking, Lending & CreditEducation: mastersSkills: ["Independent challenge","Stakeholder management","Risk governance","Clear communication","Executive advisory"]

Lead Airwallex’s global second-line credit, FX, and counterparty risk oversight. Own risk appetite, limits, governance, and portfolio monitoring across merchant acquiring, charge cards, treasury, settlement, and banking-partner activities. Challenge first-line underwriting and controls, escalate emerging risks early, partner on new products and market expansion, and represent Credit Risk during regulatory examinations and audits.

Loading

Loading job details...

Preparing the role view and application actions.

FursaFursa
Airwallex
Airwallex
2 days ago

Director, Credit Risk

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 13 hours agoStatus: Live

Job Summary

Lead Airwallex’s global second-line credit, FX, and counterparty risk oversight. Own risk appetite, limits, governance, and portfolio monitoring across merchant acquiring, charge cards, treasury, settlement, and banking-partner activities. Challenge first-line underwriting and controls, escalate emerging risks early, partner on new products and market expansion, and represent Credit Risk during regulatory examinations and audits.
Location: San Francisco, New York
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Director level

Key Responsibilities

  • •Define, implement, and continuously enhance the global second-line credit risk framework, including policies, risk appetite thresholds, limits, escalation protocols, and governance standards.
  • •Oversee credit exposures across merchant acquiring, charge cards, B2B/commercial activities, FX pre-funding, treasury-related exposures, settlement flows, and other relevant products.
  • •Review and challenge first-line underwriting strategies, credit assessments, limit-setting methodologies, and exception processes; serve as a senior escalation point for complex/high-value decisions.
  • •Establish and monitor second-line guardrails for FX and counterparty risk, including exposure limits, concentration thresholds, monitoring requirements, and escalation processes.
  • •Lead portfolio monitoring and early warning indicators, review loss mitigation and remediation actions, partner on risk design for new products/markets/currencies/partners, and represent Credit Risk in regulatory examinations and audits.

Pay and Benefits

Salary: USD 190,000 - 320,000 annually
Equity and Bonus:Equity

Key Requirements

  • •10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines in regulated financial services.
  • •Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization.
  • •Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications.
  • •Demonstrated experience managing risk across multiple product lines, including merchant acquiring, commercial/charge cards, B2B lending, payment processing, FX, treasury, settlement, and banking-partner activities.
  • •Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, product/operations teams, banking partners, auditors, and regulators.
Education:Master's in Finance, Economics, Risk Management
Skills:Independent challengeStakeholder managementRisk governanceClear communicationExecutive advisory
Certifications:FRMPRMCFA
Tech Stack:SQLPython

Company Brief

Airwallex
Airwallex is a global payments and financial platform that provides business accounts, cross-border payments, treasury, corporate cards, and embedded finance APIs to help companies manage global financial operations and scale internationally.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Scaleup
Valuation: Unicorn (USD 1B+)
Funding: Series E+
Headquarters: Singapore, Singapore
Founded: 2015
Glassdoor
Glassdoor: 3.7
WebsiteLinkedInGlassdoor