VP, Portfolio Relationship Manager, C & I

Provide financial, credit, and trend analysis for middle-market and other business clients, independently evaluating and structuring lower-complexity credit requests. Monitor credit relationships for covenant compliance, collateral performance, and credit deterioration, and perform annual loan reviews with risk rating updates. Build credit packages and financial models, stress-test cash flow, analyze key metrics and collateral, and ensure compliance with applicable banking regulations while partnering with Relationship and Loan Administration teams.