Principal Commercial Underwriter (Full Time) - SB Greenway

Prosperity Bancshares
Anywhere
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 7+ yearsEducation: bachelorsSkills: ["Analytical thinking","Written communication","Verbal communication","Planning","Confidentiality"]

Perform detailed quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risks for new and existing client relationships and structure loans to mitigate exposure. Prepare in-depth credit memorandums and complex written presentations, present recommendations to loan approval authorities, and mentor junior analysts to ensure strong credit decisions with minimal turnaround time.

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Prosperity Bancshares
Prosperity Bancshares
1 month ago

Principal Commercial Underwriter (Full Time) - SB Greenway

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Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live
Reposted: similar role first listed 1 month ago

Job Summary

Perform detailed quantitative and qualitative credit analysis and underwriting for commercial loan requests. Partner with commercial lending officers to assess risks for new and existing client relationships and structure loans to mitigate exposure. Prepare in-depth credit memorandums and complex written presentations, present recommendations to loan approval authorities, and mentor junior analysts to ensure strong credit decisions with minimal turnaround time.
Location: Anywhere
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Analyze client financial statements, spreads, and ratios, and assess industry and economic risks affecting repayment.
  • •Discuss credit issues with borrowers and loan officers and gather additional information as needed.
  • •Structure loans within policy to effectively mitigate risk.
  • •Prepare credit memorandums summarizing opportunities, risks, and proposed loan structures.
  • •Conduct or assist with presentations to loan approval authorities, including the loan committee, and mentor junior analysts.

Key Requirements

  • •College degree in business (or equivalent) and 7+ years of related banking experience.
  • •Extensive experience underwriting business loans for commercial bank clientele across a broad range of industries.
  • •Deep familiarity with regulation and industry best practices for commercial and industrial and commercial real estate loans.
  • •Proficiency with Microsoft Word, Excel, and PowerPoint.
  • •Ability to read, analyze, and interpret financial statements, industry data, and customer profiles; produce oral and written presentations.
Experience:7+ yearsBankingCommercial lendingCommercial real estateUnderwriting
Education:Bachelor's in business
Skills:Analytical thinkingWritten communicationVerbal communicationPlanningConfidentiality
Tech Stack:Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Company Brief

Prosperity Bancshares
Operates Prosperity Bank, a Texas-based regional banking franchise offering commercial and consumer banking services, lending, treasury management, and wealth-related solutions through a network of branches across Texas and Oklahoma.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Houston, United States
Founded: 1983
WebsiteLinkedIn