Staff Product Manager, Credit Underwriting

Dave
United States
Workplace: RemoteFull timeUSD 208,000 - 290,000 annuallyFunction: Product ManagementExperience: 8+ yearsEducation: bachelorsSkills: ["Executive communication","Quantitative and statistical fluency","Mentoring","Urgency","Stakeholder partnership"]

Own the credit underwriting strategy, roadmap, and decision models that power CashAI across Dave’s credit products. Partner with Data Science, Engineering, Risk, and product vertical owners to design, test, and scale a multi-product underwriting platform. Expand differentiated credit signals, manage underwriting KPIs and trade-offs, lead rigorous experimentation, and mentor teams on credit domain expertise—helping scale credit access while protecting business risk.

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Dave
Dave
2 weeks ago

Staff Product Manager, Credit Underwriting

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Last checked: 4 hours agoStatus: Live

Job Summary

Own the credit underwriting strategy, roadmap, and decision models that power CashAI across Dave’s credit products. Partner with Data Science, Engineering, Risk, and product vertical owners to design, test, and scale a multi-product underwriting platform. Expand differentiated credit signals, manage underwriting KPIs and trade-offs, lead rigorous experimentation, and mentor teams on credit domain expertise—helping scale credit access while protecting business risk.
Location: United States
Workplace: Remote
Employment Type: Full time
Job Function: Product Management
Seniority: Sr. Manager level

Key Responsibilities

  • •Own Dave’s underwriting roadmap and multi-quarter strategy across the credit product portfolio to expand credit access.
  • •Partner with Data Science and Engineering to design, test, and scale a multi-product underwriting platform.
  • •Champion new, differentiated credit signals beyond core bank data to strengthen CashAI performance.
  • •Own underwriting KPIs (take rate, loss rate, disbursement volume, retention) and manage business-risk trade-offs.
  • •Lead experimentation on underwriting and model changes from hypothesis through rollout, and mentor others on credit domain expertise.

Pay and Benefits

Salary: USD 208,000 - 290,000 annually
Equity and Bonus:Equity
Perks:Health InsuranceDentalVision401kParental LeaveHome OfficePaid Leave

Key Requirements

  • •8+ years of product or credit risk management experience, including 5+ years focused on credit, underwriting, or risk in consumer lending, fintech, or banking.
  • •Deep, hands-on experience with underwriting models and decisioning strategy, including cash-flow-based or alternative-data underwriting.
  • •Ability to set a multi-quarter or multi-year underwriting strategy that other product managers and teams execute against.
  • •Strong quantitative and statistical fluency, comfortable partnering with Data Science on model design, validation, and monitoring.
  • •Experience navigating regulatory and compliance requirements for consumer credit products.
Experience:8+ yearsFintechConsumer lendingBankingCredit riskUnderwriting
Education:Bachelor's in Statistics, Economics, Finance, or Computer Science (quantitative field)
Skills:Executive communicationQuantitative and statistical fluencyMentoringUrgencyStakeholder partnership
Tech Stack:CashAIAIUnderwriting models

Company Brief

Dave
Dave is a U.S. neobank offering banking accounts, cash advances (ExtraCash), budgeting tools, credit-building features, and a Side Hustle marketplace to help everyday consumers manage short-term liquidity and build financial health.
Industry: Neobanking
Company Size: Large (251 to 1,000 employees)
Revenue: USD 250M to 500M
Growth: Public Company
Valuation: Unicorn (USD 1B+)
Funding: IPO / Publicly Listed
Headquarters: Los Angeles, United States
Founded: 2016
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Glassdoor: 4.0
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