Commercial Credit Analyst

Fifth Third Bancorp
Cincinnati, Chicago
Workplace: OnsiteFull timeUSD 54,400 - 111,500 annuallyFunction: Banking, Lending & CreditExperience: 2+ yearsEducation: bachelorsSkills: ["Risk identification","Problem-solving","Analytical skills","Communication","Prioritization"]

Underwrite and monitor commercial credit, completing credit approvals with limited oversight while drafting credit approval memos and reviewing loan documentation. Run ongoing portfolio monitoring including covenant tracking and financial statement reviews, and manage risk by identifying emerging trends and escalating concerns. Prepare portfolio analysis and Criticized Period Review reports, run projection models, maintain credit data integrity, and support Portfolio Reviews and internal credit leadership with pipeline and portfolio reporting.

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Fifth Third Bancorp
Fifth Third Bancorp
1 day ago

Commercial Credit Analyst

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Last checked: 3 hours agoStatus: Live

Job Summary

Underwrite and monitor commercial credit, completing credit approvals with limited oversight while drafting credit approval memos and reviewing loan documentation. Run ongoing portfolio monitoring including covenant tracking and financial statement reviews, and manage risk by identifying emerging trends and escalating concerns. Prepare portfolio analysis and Criticized Period Review reports, run projection models, maintain credit data integrity, and support Portfolio Reviews and internal credit leadership with pipeline and portfolio reporting.
Location: Cincinnati, Chicago
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Entry level

Key Responsibilities

  • •Complete underwriting and monitoring of credit, drafting credit approval memos and reviewing memos for loans and ancillary products.
  • •Proactively monitor credit excellence, initiate collection of financial statements for renewals and periodic reviews, and complete ongoing portfolio monitoring.
  • •Verify covenants, track ticklers, and monitor past due or out-of-compliance covenants with recommended course of action.
  • •Run risk rating models and projection models, including assumptions provided, and prepare portfolio analysis and Portfolio Review materials.
  • •Ensure accuracy and integrity of credit data across internal systems, resolve deficiencies, and escalate emerging risks or negative trends.

Pay and Benefits

Salary: USD 54,400 - 111,500 annually

Key Requirements

  • •Bachelor's degree in Business (e.g., Business Administration, Finance, or Accounting).
  • •2+ years of commercial banking credit analysis experience.
  • •Sound financial and risk analysis skills, including ability to develop financial models.
  • •Extensive knowledge of banking products and services.
  • •Strong verbal and written communication skills and attention to detail.
Experience:2+ yearsCommercial banking
Education:Bachelor's in Business (e.g. Business Administration, Finance, or Accounting)
Skills:Risk identificationProblem-solvingAnalytical skillsCommunicationPrioritization
Tech Stack:Microsoft Office

Company Brief

Fifth Third Bancorp
Fifth Third Bancorp is a diversified bank holding company offering consumer, commercial, and wealth management services. Through its banking subsidiaries, it provides deposits, lending, treasury management, payments, and investment solutions across the Midwest and Southeast.
Industry: Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Cincinnati, United States
Founded: 1858
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