Senior Credit Risk Analyst

American Express
Rome, Milan
Workplace: HybridFull timeEUR 48,000 - 72,000 annuallyFunction: Banking, Lending & CreditExperience: 4-10 yearsSkills: ["Analytical skills","Collaboration","Willingness to learn","Communication"]

Support credit risk strategy and modeling by integrating new data sources, improving processes, and monitoring risk parameters for individuals and small companies. Build and lead complex credit risk reporting, interpreting patterns and translating insights into actionable recommendations. Collaborate with CFR International Centre of Excellence teams to implement automated monitoring systems and best-in-class modeling solutions. Use SQL and Python to drive analysis and reporting while ensuring compliance with relevant policies and regulations.

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FursaFursa
American Express
American Express
4 days ago

Senior Credit Risk Analyst

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Source: Company careers pageValidated by: Fursa AI
Last checked: 1 hour agoStatus: Live

Job Summary

Support credit risk strategy and modeling by integrating new data sources, improving processes, and monitoring risk parameters for individuals and small companies. Build and lead complex credit risk reporting, interpreting patterns and translating insights into actionable recommendations. Collaborate with CFR International Centre of Excellence teams to implement automated monitoring systems and best-in-class modeling solutions. Use SQL and Python to drive analysis and reporting while ensuring compliance with relevant policies and regulations.
Location: Rome, Milan
Workplace: Hybrid
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Identify new data points and sources to enhance credit risk models and strategies, and support integrating that data into systems.
  • •Analyze and quantify the impact and probability of risk scenarios and determine the most appropriate actions.
  • •Develop, create, and maintain credit risk reporting; execute complex reports and translate insights into recommendations.
  • •Independently support business processes using SQL and Python to support analytics and automation.
  • •Monitor risk parameters for deviations, support compliance with policies and regulations, and contribute to risk management decisions.

Pay and Benefits

Salary: EUR 48,000 - 72,000 annually
Perks:Health InsuranceDentalVisionLife InsuranceDisability InsuranceRetirementPaid ParentalCounseling Support

Key Requirements

  • •Quantitative degree and 4 to 10 years of relevant work experience in Credit Risk, Modelling, Consulting, or Data and Analytics.
  • •Experience with automated reporting, models, and analytical systems.
  • •Strong analytical skills with professional proficiency in SQL and Python; automation tools (PowerBI is a plus).
  • •Understanding of Credit Risk Modelling (preferred if Machine Learning).
  • •Demonstrated ability to work collaboratively and willingness to learn; proficient in English and Italian.
Experience:4-10 yearsCredit riskData analyticsModellingConsulting
Skills:Analytical skillsCollaborationWillingness to learnCommunication
Languages:EnglishItalian
Tech Stack:SQLPythonPowerBI

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

American Express
Provides global payment, credit, and travel-related financial services for consumers and businesses. Best known for its charge and credit cards, merchant payment network, and premium customer rewards and servicing.
Industry: Payments
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: New York City, United States
Founded: 1850
WebsiteLinkedIn