Credit Risk Underwriter

Fiserv
India
Workplace: OnsiteFull timeFunction: Banking, Lending & CreditExperience: 3+ yearsEducation: bachelorsSkills: ["Communication","Analytical thinking","Attention to detail","Stakeholder management","Process improvement"]

Review merchant processing applications and assess credit risk to support accurate underwriting decisions. Collaborate with sales partners, merchants, processors, and internal underwriting teams to verify application documentation, validate business details using third-party resources, and resolve risk questions. Monitor applications through the underwriting workflow to meet SLA performance, analyze credit data for exposure recommendations, and contribute to underwriting operations and process-improvement projects.

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FursaFursa
Fiserv
Fiserv
1 week ago

Credit Risk Underwriter

✓ Verified Job

Canonical indexed version, validated from employer's careers page.

Source: Company careers pageValidated by: Fursa AI
Last checked: 5 hours agoStatus: Live
Reposted: similar role first listed 3 weeks ago

Job Summary

Review merchant processing applications and assess credit risk to support accurate underwriting decisions. Collaborate with sales partners, merchants, processors, and internal underwriting teams to verify application documentation, validate business details using third-party resources, and resolve risk questions. Monitor applications through the underwriting workflow to meet SLA performance, analyze credit data for exposure recommendations, and contribute to underwriting operations and process-improvement projects.
Location: India
Workplace: Onsite
Employment Type: Full time
Job Function: Banking, Lending & Credit
Seniority: Mid level

Key Responsibilities

  • •Review merchant processing applications and assess information to support underwriting decisions
  • •Track and monitor applications throughout the underwriting process to ensure processing within SLAs
  • •Verify the quality, completeness, and accuracy of application documentation and supporting materials
  • •Use third-party resources to validate business operations, ownership details, and business demographics
  • •Analyze documentation, reports, and credit data to assess merchant credit risk exposure and make recommendations

Key Requirements

  • •3+ years of experience in credit risk, underwriting, merchant processing, financial services, or a related risk evaluation environment
  • •2+ years reviewing individual and business credit reports and applying findings to risk-based decisions
  • •2+ years in a client-facing role with sales partners, merchants, processors, or similar external stakeholders
  • •2+ years using Microsoft Office Suite to document reviews, manage workflows, and communicate findings
  • •Bachelor’s degree in finance, business, accounting, economics, or a related field (or equivalent combination of education and experience)
Experience:3+ yearsFinancial servicesMerchant processing
Education:Bachelor's in finance, business, accounting, economics, or related field
Skills:CommunicationAnalytical thinkingAttention to detailStakeholder managementProcess improvement
Tech Stack:Microsoft Office Suite

Company Brief

Fiserv
Provides payments, processing services, risk management, and core banking technology to financial institutions, merchants, and businesses worldwide, enabling digital payments, account processing, and financial services integration.
Industry: Fintech Infrastructure
Company Size: Enterprise (1,001+ employees)
Revenue: USD 1B+
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Brookfield, United States
Founded: 1984
WebsiteLinkedIn