Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)

Discover Financial
Virginia, Richmond
Workplace: HybridFull timeUSD 138,100 - 173,400 annuallyFunction: Legal, Risk & ComplianceExperience: 3+ yearsEducation: high_schoolSkills: ["Influencing","Collaboration","Analytical mindset","Problem-solving","Project management"]

Lead Enterprise Payments Risk Integration, Strategy, and Modernization (PRISM), partnering with technology, product, risk management, and operations to drive a risk-first approach to emerging payments initiatives. Define how advanced analytics and GenAI capabilities (including agents and automation workflows) modernize the risk landscape. Oversee controls and governance, document payments use cases, and collaborate across payment types (ACH, Wire, Cards, Real-Time Payments) throughout the lifecycle.

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Discover Financial
Discover Financial
14 hours ago

Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)

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Last checked: 14 hours agoStatus: Live

Job Summary

Lead Enterprise Payments Risk Integration, Strategy, and Modernization (PRISM), partnering with technology, product, risk management, and operations to drive a risk-first approach to emerging payments initiatives. Define how advanced analytics and GenAI capabilities (including agents and automation workflows) modernize the risk landscape. Oversee controls and governance, document payments use cases, and collaborate across payment types (ACH, Wire, Cards, Real-Time Payments) throughout the lifecycle.
Location: Virginia, Richmond
Workplace: Hybrid
Employment Type: Full time
Job Function: Legal, Risk & Compliance
Seniority: Manager level

Key Responsibilities

  • •Serve as a key risk thought partner for new businesses and emerging payments activities, evaluating AI capabilities, smart automation, and advanced analytics to modernize the payments risk landscape.
  • •Execute payments risk deliverables including documenting payments use cases and supporting lines of business in demonstrating adherence to payment risk policy and standards.
  • •Identify opportunities to deploy automation (e.g., RPA, natural language processing, predictive risk analytics) to streamline governance and improve monitoring efficiency.
  • •Partner with Accountable Executives, Product, Tech, and Business Risk Offices to assess strategy, operations, and risks across payment types (ACH, Wire, Cards, Real-Time Payments) throughout the payment lifecycle.

Pay and Benefits

Salary: USD 138,100 - 173,400 annually

Key Requirements

  • •High School Diploma, GED, or equivalent certification.
  • •At least 3 years of experience in risk management, audit, or governance.
  • •At least 4 years of experience in the banking or financial industry.
  • •At least 2 years of experience supporting, partnering and interacting with internal and external stakeholders.
  • •Demonstrated experience supporting payments risk across payments (rails/types) and managing senior stakeholder interactions.
Experience:3+ yearsBankingFinancial servicesPayments
Education:High School
Skills:InfluencingCollaborationAnalytical mindsetProblem-solvingProject management
Certifications:Accredited ACH Professional (AAP)Accredited Payments Risk Professional (APRP)
Tech Stack:AISmart automationAdvanced analyticsRPANatural language processingPredictive risk analyticsGen AIAgentsAutomation workflows

Eligibility

Work Authorization:Authorization required. Sponsorship not provided.

Company Brief

Discover Financial
Provides consumer banking products, credit cards, personal loans, and payment services through the Discover brand. It operates a major U.S. financial network and serves individuals and merchants with lending and digital payment solutions.
Industry: Retail Banking
Company Size: Enterprise (1,001+ employees)
Revenue: USD 10M to 25M
Growth: Public Company
Valuation: Public Company (Market Cap in USD)
Funding: IPO / Publicly Listed
Headquarters: Riverwoods, United States
Founded: 1985
WebsiteLinkedIn